St. Louis County property record for 5591 N Shore Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,440 sqft · built 1988 |
| Lot Size | 11.4 acres (499,633 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Jun 2025) |
| Tax Bill | $5,462 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0010-01576 |
| Primary APN | 315-0010-01576 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Gross Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 499,633 sqft (11.4 acres) |
| Garage Area | 2,160 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 144 sqft |
| Storage Building | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1183807 |
|---|---|
| Street Address | 5591 N SHORE DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | NLY 450 FT OF SLY 846 FT OF ELY 1108 FTOF SE1/4 OF NE1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 51N |
| Legal Section | 09 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10500 |
Source: St. Louis County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5591 N SHORE DR, DULUTH, MN 55804-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2014 · Amount on Record |
| Deed Document Number | 20251091241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5591 N SHORE DR, DULUTH, MN 55804-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5591 N SHORE DR, DULUTH, MN 55804-2914 |
| Document Number | 0001039773 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 1039773 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 5, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5591 N SHORE DR, DULUTH, MN 55804-2914 |
| Document Number | 00T1030096 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5591 N SHORE DR DULUTH MN 558042914, DULUTH, MN 55804-2914 |
| Document Number | 00T1030096 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | T1030096 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,462.00 (+10.61%) Homeowner's exemption | ||
| 2025 | $4,938.00 (+14.46%) Homeowner's exemption | $568,700 (+6.28%) Land $121,100 Building $447,600 | $568,700 (+6.28%) Land $121,100 Building $447,600 |
| 2024 | $4,314.00 | $535,100 (+39.24%) Land $116,100 Building $419,000 | $535,100 (+39.24%) Land $116,100 Building $419,000 |
| 2022 | $384,300 Land $79,900 Building $304,400 | $384,300 Land $79,900 Building $304,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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