5587 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5587 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1994
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Nov 2020)
Tax Bill	$3,180 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315-0010-01570`

Property Details

APN / Parcel Number

Primary APN	`315-0010-01570`
Alternative APN	`1100521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,568 sqft Gross Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Metal
Construction Type	Frame
Lot Area	522,720 sqft (12 acres)
Garage Area	480 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	80 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1100521
Street Address	5587 N SHORE DR
City	DULUTH
State	MN
Zip	55804-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	SLY 396 FT OF SE1/4 OF NE1/4 SERIAL #
Legal Range	12W
Legal Township	51N
Legal Section	09
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1059
Census Tract	10500

Owner

5587 N Shore Dr is owned and occupied by an individual who bought it in November 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5587 N SHORE DR, DULUTH, MN 55804-2914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU
Nov 24, 2020	Warranty Deed, Transfer · Conventional with PMI SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Document Number	20201032601
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5587 N SHORE DR, DULUTH, MN 55804-2914
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 14TH AVE, TWO HARBORS, MN 55616-1232

Mortgage

Document Number	0001076145
Date	Jan 11, 2024
Instrument	1076145

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 25, 2025

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 24, 2020
Property Address	5587 N SHORE DR, DULUTH, MN 55804-2914
Document Number	00T1032601
Instrument Date	Nov 16, 2020
Instrument	T1032601
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5587 N SHORE DR DULUTH MN 558042914, DULUTH, MN 55804-2914

Mortgage

Document Number	T1032603
Date	Nov 24, 2020
Instrument	T1032603

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5587 N Shore Dr was $3,180 with a homeowner's exemption, up 9.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,180.00 (+9.66%) Homeowner's exemption
2025	$2,900.00 (+5.76%) Homeowner's exemption	$334,500 (+4.79%) Land $130,800 Building $203,700	$334,500 (+4.79%) Land $130,800 Building $203,700
2024	$2,742.00	$319,200 Land $125,300 Building $193,900	$319,200 Land $125,300 Building $193,900
2022		$227,000 Land $86,000 Building $141,000	$227,000 Land $86,000 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5587 N Shore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5587 N Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Shore Dr

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