5591 Millbend Pl, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 5591 Millbend Pl, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,071 sqft · built 2004
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2019)
Tax Bill	$1,317 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-2S-27-4938-00A00-0520`

Property Details

APN / Parcel Number

Primary APN	`19-2S-27-4938-00A00-0520`
Alternative APN	`S27219493800A000520`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,071 sqft Living Area
Gross Area	1,541 sqft
1st Floor Area	1,071 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	4,704 sqft (0.108 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	223 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5591 MILLBEND PL
City	GULF BREEZE
State	FL
Zip	32563-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SHADOW LAKES UNIT I LOT 52 BLK A AS DES IN OR 3804 PG 1658
Legal Range	27W
Legal Township	2S
Legal Section	19
Legal Subdivision	SHADOW LAKES I II &
Legal Block	A
Legal Lot Number	52
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1003
Census Tract	10823

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5591 MILLBEND PL, GULF BREEZE, FL 32563-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Feb 19, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTY TR
Jun 22, 2017	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	20196303
Deed Book / Page	3804 / 1658
Prior Transfer Date	Jul 6, 2007
Prior Transfer Doc	0027520107
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5591 MILLBEND PL, GULF BREEZE, FL 32563-7601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039301617
Date	Mar 19, 2020
Book Page	3930/1617
Instrument	202013580

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 19, 2019
Property Address	5591 MILLBEND PL, GULF BREEZE, FL 32563-7601
Document Number	0038041658
Book / Page	003804 / 001658
Instrument Date	Feb 15, 2019
Instrument	6303
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5591 MILLBEND PL GULF BREEZE FL 325637601, GULF BREEZE, FL 32563-7601

Mortgage

Document Number	38041660
Date	Feb 19, 2019
Book Page	003804/001660
Instrument	6304

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 22, 2017
Property Address	5591 MILLBEND PL, GULF BREEZE, FL 32563-7601
Document Number	0036351350
Book / Page	003635 / 001350
Instrument Date	Jun 21, 2017
Instrument	25345
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1545 WINDING SHORE DR GULF BREEZE FL 325639094, GULF BREEZE, FL 32563-9094

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,301 (+2.9%)	$202,906 (+1.61%) Land $55,000 Building $147,906
2024	$1,317.00 (+12.28%) Homeowner's exemption	$127,601 (+3%)	$199,695 (+8.28%) Land $55,000 Building $144,695
2023	$1,173.00 (+3.44%) Homeowner's exemption	$123,884 (+3%)	$184,426 (+17.2%) Land $50,000 Building $134,426
2022	$1,134.00 Homeowner's exemption	$120,276	$157,363 Land $38,000 Building $119,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	22 (1995–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Ripple Broadband Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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