Santa Rosa County property record for 5586 Millbend Pl, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,234 sqft · built 1999 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Nov 2019) |
| Tax Bill | $1,438 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2S-27-4938-00A00-0460 |
| Primary APN | 19-2S-27-4938-00A00-0460 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,234 sqft Heated Area |
| Gross Area | 1,418 sqft |
| 1st Floor Area | 1,234 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 192S27493800A000460 |
|---|---|
| Street Address | 5586 MILLBEND PL |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-7600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SHADOW LAKES UNIT I LOT 46 BLK A AS DES IN OR 3889 PG 1686 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | SHADOW LAKES I II & |
| Legal Block | A |
| Legal Lot Number | 46 |
| Legal Unit | I |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10823 |
5586 Millbend Pl is owned and occupied by an individual who bought it in November 2019.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5586 MILLBEND PL, GULF BREEZE, FL 32563-7600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 13, 2019 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Prior Sale | Apr 19, 2013 · Amount on File |
| Deed Document Number | 201951239 |
| Deed Book / Page | 3889 / 1686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5586 MILLBEND PL, GULF BREEZE, FL 32563-7600 |
| Document Number | 0039801729 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5586 MILLBEND PL GULF BREEZE FL 325637600, GULF BREEZE, FL 32563-7600 |
| Document Number | 0039801729 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 003980/001729 |
| Instrument | 36908 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 13, 2019 |
| Property Address | 5586 MILLBEND PL, GULF BREEZE, FL 32563-7600 |
| Document Number | 0038891686 |
| Book / Page | 3889 / 1686 |
| Map Reference | MB G PG 29 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 201951239 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2660 VENETIAN WAY, 2660, GULF BREEZE, FL 32563-3038 |
| Name | Verified Name |
|---|---|
| Address | 5586 MILLBEND PL, GULF BREEZE, FL 32563-7600 |
| Document Number | 0038891688 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 3889/1688 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,438.00 (+9.1%) Homeowner's exemption | $138,191 (+3%) | $202,065 (+6.69%) Land $60,500 Building $141,565 |
| 2023 | $1,318.00 (+3.37%) Homeowner's exemption | $134,166 (+3%) | $189,402 (+17.54%) Land $55,000 Building $134,402 |
| 2022 | $1,275.00 Homeowner's exemption | $130,258 | $161,142 Land $41,800 Building $119,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5586 Millbend Pl in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 22 (1995–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5586 Millbend Pl is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Ripple Broadband Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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