559 Timber Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 559 Timber Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 880 sqft · built 2005
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2020)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2289.072010060`

Property Details

APN / Parcel Number

Primary APN	`2289.072010060`
Alternative APN	`R0010046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Basement Area	440 sqft
Finished Basement	440 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	366 sqft
Deck Area	84 sqft
Patio Area	619 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0010046
Street Address	559 TIMBER RIDGE RD
City	DIVIDE
State	CO
Zip	80814-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L15 B4 RAINBOW VALLEY 1
Legal Range	69W
Legal Township	14S
Legal Section	07
Legal Subdivision	RAINBOW VALLEY
Legal Block	4
Legal Lot Number	15
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2035
Census Tract	10110

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15865 MIDLAND VALLEY WAY, MONUMENT, CO 80132-6108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 21, 2019	Deed of Trust, Mortgage · ARM COMMERCE BANK
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	2020724898
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	559 TIMBER RIDGE RD, DIVIDE, CO 80814-7702
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000699231
Date	Jul 18, 2017
Instrument	699231

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	559 TIMBER RIDGE RD, DIVIDE, CO 80814-7702
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718549
Date	Aug 21, 2019
Instrument	718549

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Apr 21, 2020
Property Address	559 TIMBER RIDGE RD, DIVIDE, CO 80814-7702
Document Number	0000724898
Instrument Date	Apr 17, 2020
Instrument	724898
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	16735 HAPPY LANDING DR, MONUMENT, CO 80132-8315

Mortgage

Document Number	0000724899
Date	Apr 21, 2020
Instrument	724899

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (+8.76%)	$29,150 (+3.26%) Land $607 Building $28,543
2024	$1,987.00 (+6.09%)	$28,230 (-) Land $502 Building $27,728	$466,421 (-2.1%) Land $9,712 Building $456,709
2023	$1,873.00 (+24.45%)	$28,230 (+22.9%) Land $500 Building $27,730	$476,429 (+44.12%) Land $8,467 Building $467,962
2022	$1,505.00	$22,970 Land $350 Building $22,620	$330,580 Land $5,086 Building $325,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.8% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vero Fiber Fixed Wireless	46 / 4

Cell Coverage

No cell data coverage reported

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