528 Timber Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 528 Timber Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Vacant Land
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Oct 2025)
Tax Bill	$225 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2289.072020280`

Property Details

APN / Parcel Number

Primary APN	`2289.072020280`
Alternative APN	`R0010085`

Exterior

Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Account Number	R0010085
Street Address	528 TIMBER RIDGE RD
City	DIVIDE
State	CO
Zip	80814
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	L1 B5 RAINBOW VALLEY 1
Legal Range	69W
Legal Township	14S
Legal Section	07
Legal Subdivision	RAINBOW VALLEY
Legal Block	5
Legal Lot Number	1
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2037
Census Tract	10110

Owner

Source: Teller County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	361 WILLOW RD, DIVIDE, CO 80814-8912
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Apr 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	2025776536
Prior Transfer Date	Apr 4, 2022
Prior Transfer Doc	0000749837
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Oct 7, 2025
Property Address	528 TIMBER RIDGE RD, DIVIDE, CO 80814
Document Number	0000776536
Instrument Date	Oct 3, 2025
Instrument	776536
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	361 WILLOW RD, DIVIDE, CO 80814-8912

Mortgage

Document Number	0000776538
Date	Oct 7, 2025
Instrument	776538

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	2
Max Rate	6.75%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TELLER CO
Recording Date	Apr 26, 2022
Property Address	528 TIMBER RIDGE RD, DIVIDE, CO 80814
Document Number	0000749837
Instrument Date	Apr 4, 2022
Instrument	749837
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 WATERFALL DR, MONTROSE, CO 81403-9035

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$225.00 (+6.64%)	$3,200 (+6.31%) Land $3,200
2024	$211.00 (+6.03%)	$3,010 (-) Land $3,010	$11,866 (+9.92%) Land $11,866
2023	$199.00 (+51.91%)	$3,010 (+50.5%) Land $3,010	$10,795 (+56.84%) Land $10,795
2022	$131.00	$2,000 Land $2,000	$6,883 Land $6,883

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.8% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vero Fiber Fixed Wireless	46 / 4

Cell Coverage

No cell data coverage reported

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