Essex County and Maplewood Township property record for 559 Summit Ave, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 1,712 sqft · built 1920 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $910,000 (Feb 2024) |
| Tax Bill | $20,159 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00026-05-00127 |
| Primary APN | 11-00026-05-00127 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,712 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 05990 |
|---|---|
| Street Address | 559 SUMMIT AVE |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 50X100 |
| Legal Subdivision | SUMMIT AVE |
| Legal Block | 26.5 |
| Legal Lot Number | 127 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 19500 |
559 Summit Ave is owner-occupied and held in a trust since August 2024.
Source: Essex County and Maplewood Township records, as of October 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 16, 2024 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on File |
| Deed Sale | Feb 16, 2024 · Amount on File |
| Prior Sale | Sep 27, 2013 · Amount on File |
| Deed Document Number | 20249199 |
| Last Transfer Date | Aug 30, 2024 |
| Transfer Doc | 0000052157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 17, 2026 |
| Property Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000061733 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202661733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000061733, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202661733 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 25, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 16, 2024 |
| Property Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000009199 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2024009199 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Name | Verified Name |
|---|---|
| Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000009200 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024009200 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 2021137654 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021137654 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 559 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000093506 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 559 SUMMIT AVE MAPLEWOOD NJ 070401340, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000093506 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 93506 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 559 Summit Ave was $20,159, up 3.8% from the year before.
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839,600 (-) Land $415,000 Building $424,600 | $839,600 (-) Land $415,000 Building $424,600 | |
| 2025 | $20,159.00 (+3.81%) | $839,600 Land $415,000 Building $424,600 | $839,600 Land $415,000 Building $424,600 |
| 2024 | $19,419.00 | ||
| 2023 | $489,600 (-) Land $270,000 Building $219,600 | $489,600 (-) Land $270,000 Building $219,600 | |
| 2022 | $17,263.00 (+5.73%) | $489,600 Land $270,000 Building $219,600 | $489,600 Land $270,000 Building $219,600 |
| 2021 | $16,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 559 Summit Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 559 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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