Essex County and Maplewood Township property record for 557 Summit Ave, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 1,443 sqft · built 1919 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Jul 2019) |
| Tax Bill | $17,477 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00026-05-00126 |
| Primary APN | 11-00026-05-00126 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,443 sqft Living Area |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Frame |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 05989 |
|---|---|
| Street Address | 557 SUMMIT AVE |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 53X100 |
| Legal Block | 26.5 |
| Legal Lot Number | 126 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 19500 |
557 Summit Ave is owned and occupied by an individual who bought it in July 2019.
Source: Essex County and Maplewood Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 557 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 17, 2019 | Grant Deed, Transfer · Conventional with PMI SUNQUEST FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on File |
| Deed Sale | Jul 17, 2019 · Amount on File |
| Prior Sale | Aug 15, 2014 · Amount on File |
| Deed Document Number | 201966211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 557 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000030061 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 SUMMIT AVE MAPLEWOOD NJ 070401340, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000030061 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 30061 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 17, 2019 |
| Property Address | 557 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000066211 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 66211 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 SUMMIT AVE MAPLEWOOD NJ 070401340, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 66212 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 66212 |
| Name | SUNQUEST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | CRANFORD, NJ 07016-2439 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
The 2025 property tax bill for 557 Summit Ave was $17,477, down 0.2% from the year before.
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $727,900 (-) Land $421,000 Building $306,900 | $727,900 (-) Land $421,000 Building $306,900 | |
| 2025 | $17,477.00 (-0.17%) | $727,900 Land $421,000 Building $306,900 | $727,900 Land $421,000 Building $306,900 |
| 2024 | $17,507.00 | ||
| 2023 | $462,000 Land $273,000 Building $189,000 | $462,000 Land $273,000 Building $189,000 | |
| 2022 | $16,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 557 Summit Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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