559 Prospect Ave, Lima, OH 45804 Property Records

Allen County property record for 559 Prospect Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,409 sqft · built 1954
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Apr 2024)
Tax Bill	$629 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`37-3112-02-019.000`

Property Details

APN / Parcel Number

Primary APN	`37-3112-02-019.000`
Alternative APN	`M3837311202019000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	3,055 sqft
1st Floor Area	1,036 sqft
Attic	Attic
Attic Area	373 sqft
Basement Area	1,036 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	162 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	559 PROSPECT AVE
City	LIMA
State	OH
Zip	45804-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T K JACOBS 17TH ADDITION LOTS 12091 & 12092 FF 85.00
Legal Subdivision	T K JACOBS 17TH ADDITION
Legal Lot Number	12091
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1013
Census Tract	12700

Owner

Source: Allen County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	559 PROSPECT AVE, LIMA, OH 45804-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jan 5, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	20242780
Prior Transfer Date	Nov 8, 2016
Prior Transfer Doc	0000012235
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 3, 2024
Property Address	559 PROSPECT AVE, LIMA, OH 45804-1455
Document Number	4030002780
Book / Page	2024 / 2780
Map Reference	MB 4 PG 164
Instrument Date	Apr 1, 2024
Instrument	202404030002780
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 PROSPECT AVE, LIMA, OH 45804-1455

Mortgage

Document Number	4030002781
Date	Apr 3, 2024
Instrument	202404030002781

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 5, 2017
Property Address	559 PROSPECT AVE, LIMA, OH 45804-1455
Document Number	0000000110
Instrument Date	Dec 9, 2016
Instrument	110
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$33.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 COLLINGWOOD BLVD LIMA OH 458011811, LIMA, OH 45801-1811

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$629.00 (+0.16%)	$16,030 (-) Land $2,100 Building $13,930	$45,800 (-) Land $6,000 Building $39,800
2024	$628.00 (-7.37%)	$16,030 (+4.98%) Land $2,100 Building $13,930	$45,800 (+5.05%) Land $6,000 Building $39,800
2023	$678.00 (-0.29%)	$15,270 (-) Land $2,000 Building $13,270
2022	$680.00	$15,270 Land $2,000 Building $13,270
2021			$43,600 Land $5,700 Building $37,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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