555 Prospect Ave, Lima, OH 45804 Property Records

Allen County property record for 555 Prospect Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1900
Lot Size	0.148 acres (6,447 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2025)
Tax Bill	$505 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3112-02-017.000`

Property Details

APN / Parcel Number

Primary APN	`37-3112-02-017.000`
Alternative APN	`M3837311202017000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,250 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	674 sqft
Upper Floors Area	576 sqft
Basement Area	674 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	150 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	555 PROSPECT AVE
City	LIMA
State	OH
Zip	45804-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T K JACOBS 17TH ADDITION LOT 12089 N SIDE FF 43.333
Legal Subdivision	T K JACOBS 17TH ADDITION
Legal Lot Number	12089
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1013
Census Tract	12700

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2309 KENSINGTON DR, SAINT MARYS, OH 45885-3310
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Line of Credit THE UNION BANK CO
Mar 29, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	202510725
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 21, 2025
Property Address	555 PROSPECT AVE, LIMA, OH 45804-1455
Document Number	10210010725
Book / Page	2025 / 10725
Map Reference	MB 4 PG 164
Instrument Date	Aug 22, 2025
Instrument	202510210010725
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 KENSINGTON DR, SAINT MARYS, OH 45885-3310
Investor	Possibly a Property Investor

Mortgage

Document Number	10210010726
Date	Oct 21, 2025
Book Page	2025/10726
Instrument	202510210010726

Lender

Name	THE UNION BANK CO
Type	Bank
Address	1410 BELLEFONTAINE AVE, LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 8, 2035

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 29, 2022
Property Address	555 PROSPECT AVE, LIMA, OH 45804-1455
Document Number	3290003622
Book / Page	2022 / 3622
Map Reference	MB 4 PG 164
Instrument Date	Mar 21, 2022
Instrument	202203290003622
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 GRIFFIN RD # 109, 109, DAVIE, FL 33314-4421
Investor	Possibly a Property Investor

Mortgage

Document Number	3290003627
Date	Mar 29, 2022
Book Page	2022/3627
Instrument	202203290003627

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$505.00 (-4.36%)	$12,460 (-) Land $1,050 Building $11,410	$35,600 (-) Land $3,000 Building $32,600
2024	$528.00 (-10.96%)	$12,460 (+4.97%) Land $1,050 Building $11,410	$35,600 (+5.01%) Land $3,000 Building $32,600
2023	$593.00 (-4.97%)	$11,870 (-) Land $1,020 Building $10,850
2022	$624.00	$11,870 Land $1,020 Building $10,850
2021			$33,900 Land $2,900 Building $31,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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