Okaloosa County property record for 559 E Timberlake Dr, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 1984 |
| Lot Size | 0.265 acres (11,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Mar 2025) |
| Tax Bill | $1,983 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-9016-9 |
| Primary APN | C56-000-594-9016-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,660 sqft Heated Area |
| Gross Area | 2,618 sqft |
| 1st Floor Area | 1,660 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,549 sqft (0.265 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Finished |
| Garage Area | 525 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 145 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 559 E TIMBERLAKE DR |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERLAKE EST 1ST ADD LOT 24 BLK B |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 15 |
| Legal Subdivision | TIMBERLAKE EST 1ST ADD |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 23100 |
559 E Timberlake Dr is owned and occupied by an individual who bought it in March 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 559 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 5, 2018 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on File |
| Deed Sale | Mar 4, 2025 · Amount on File |
| Prior Sale | Oct 5, 2018 · Amount on File |
| Deed Document Number | 3740528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 559 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 559 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0035274433 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 3527/4433 |
| Instrument | 3432715 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 5, 2018 |
| Property Address | 559 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0033702287 |
| Book / Page | 003370 / 002287 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 3236644 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | MAIN STREET LAND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,519.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 559 E TIMBERLAKE DR MARY ESTHER FL 325692273, MARY ESTHER, FL 32569-2273 |
| Document Number | 33702289 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 003370/002289 |
| Instrument | 3236645 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
The 2025 property tax bill for 559 E Timberlake Dr was $1,983 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,983.00 Homeowner's exemption | $205,762 | $301,351 Land $83,556 Building $217,795 |
| 2023 | $1,899.00 (+5.56%) Homeowner's exemption | $194,139 (+3%) | $288,521 (+6.55%) Land $56,017 Building $232,504 |
| 2022 | $1,799.00 Homeowner's exemption | $188,484 | $270,786 Land $52,353 Building $218,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 559 E Timberlake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 559 E Timberlake Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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