552 E Timberlake Dr, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 552 E Timberlake Dr, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1982
Lot Size	0.229 acres (9,993 sqft)
Owner	2 Individual Names on File
Last Sale	$228,500 (Oct 2018)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-8978-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-8978-1`
Alternative APNs	`15-2S-25-5031-000A-0220` `25S2155031000A0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,517 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,517 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,993 sqft (0.229 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	500 sqft
Porch	Finished/Open Porch
Porch Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	552 E TIMBERLAKE DR
City	MARY ESTHER
State	FL
Zip	32569-2272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLAKE EST 1ST ADD LOT 22 BLK A
Legal Range	25W
Legal Township	02S
Legal Section	15
Legal Subdivision	TIMBERLAKE EST 1ST ADD
Legal Block	A
Legal Lot Number	22
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2000
Census Tract	23100

Owner

552 E Timberlake Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	552 TIMBERLAKE DR, MARY ESTHER, FL 32569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Prior Sale	Aug 16, 2016 · Amount on File
Deed Document Number	20183238206
Deed Book / Page	3371 / 2295
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 17, 2018
Property Address	552 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2272
Document Number	0033712295
Book / Page	3371 / 2295
Map Reference	MB6 PG99
Instrument Date	Oct 15, 2018
Instrument	3238206
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8806 WALTLEE RD, 8806, LOUISVILLE, KY 40291-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2272

Mortgage

Document Number	0003238207
Date	Oct 17, 2018
Instrument	3238207

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 552 E Timberlake Dr was $1,346 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 Homeowner's exemption	$152,200	$260,920 Land $83,556 Building $177,364
2023	$1,281.00 (+5.78%) Homeowner's exemption	$143,603 (+3%)	$246,554 (+6.58%) Land $56,017 Building $190,537
2022	$1,211.00 Homeowner's exemption	$139,420	$231,328 Land $52,353 Building $178,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 552 E Timberlake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 552 E Timberlake Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100