55885 Osprey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 55885 Osprey Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,104 sqft · built 1996
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2026)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201024-A0-11400`

Property Details

APN / Parcel Number

Primary APN	`201024-A0-11400`
Alternative APNs	`R1020201024A011400` `125315`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,104 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Gable
Lot Area	22,651 sqft (0.52 acres)
Garage Area	480 sqft

Exterior Amenities

Deck Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	140 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	125315
Street Address	55885 OSPREY RD
City	BEND
State	OR
Zip	97707-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	OREGON WATER WONDERLAND UNIT NO 2 BLOCK 23 LOT 21
Legal Range	10
Legal Township	20
Legal Section	24
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	23
Legal Lot Number	21
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2019
Census Tract	301

Owner

55885 Osprey Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Deschutes County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55885 OSPREY RD, BEND, OR 97707-2325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE
May 5, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Deed Document Number	202620814
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 13, 2026
Property Address	55885 OSPREY RD, BEND, OR 97707-2325
Document Number	0000020814
Instrument Date	Jul 11, 2026
Instrument	202620814
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55885 OSPREY RD, BEND, OR 97707-2325

Mortgage

Document Number	0000020815,
Date	Jul 13, 2026
Instrument	202620815

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	May 5, 2026
Property Address	55885 OSPREY RD, BEND, OR 97707-2325
Document Number	0000013416
Instrument Date	Apr 20, 2026
Instrument	202613416
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55885 OSPREY RD, BEND, OR 97707-2325

Mortgage

Document Number	0000013416,
Date	May 5, 2026
Instrument	202613416

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 24, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55885 OSPREY RD, BEND, OR 97707-2325
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029346
Date	May 11, 2021
Instrument	2021-29346

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 55885 Osprey Rd was $2,397, up 6.6% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 (+6.63%)	$164,090 (+2.99%)	$487,540 (+1.47%) Land $177,500 Building $310,040
2024	$2,248.00 (+2.18%)	$159,320 (+3%)	$480,480 (-0.86%) Land $177,500 Building $302,980
2023	$2,200.00	$154,680	$484,660 Land $177,500 Building $307,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55885 Osprey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55885 Osprey Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER WONDERLAND IMPROV DIST 2 private · serves 1,800 people · EPA ID OR4101181
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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