55877 Osprey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 55877 Osprey Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Sep 2016)
Tax Bill	$4,218 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201024 A0 11500`

Property Details

APN / Parcel Number

Primary APN	`201024 A0 11500`
Alternative APNs	`R1020201024A011500` `125314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Wood Shingle
Foundation Type	Concrete
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Mixed
Garage Area	648 sqft
Deck Area	426 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	125314
Old Parcel Number	R1020201024A011500
Street Address	55877 OSPREY RD
City	BEND
State	OR
Zip	97707-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:20 BLK:23 SUBD:OREGON WATER WONDERLAND UNIT NO 2 SEC/TWN/RNG/MER:SEC 24 TWN 20 RNG 10 MAP REF:201024-A0
Legal Range	10E
Legal Township	20S
Legal Section	24
Legal Quarter	NE
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	23
Legal Lot Number	20
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2019
Census Tract	301

Owner

55877 Osprey Rd is owned and occupied by an individual who bought it in September 2016.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	55877 OSPREY RD, BEND, OR 97707-2325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2016 · Amount on File
Deed Sale	Sep 16, 2016 · Amount on File
Prior Sale	Feb 4, 2013
Deed Document Number	2016-38072
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55877 OSPREY RD, BEND, OR 97707-2325
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55877 OSPREY RD, BEND, OR 97707-2325

Mortgage

Document Number	0000011187
Date	May 6, 2024
Instrument	2024-11187

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2044

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55877 OSPREY RD, BEND, OR 97707-2325
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047935
Date	Sep 17, 2020
Instrument	2020-47935

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55877 OSPREY RD, BEND, OR 97707-2325
Document Number	0000014911
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55877 OSPREY RD BEND OR 977072325, BEND, OR 97707-2325

Mortgage

Document Number	0000014911
Date	Apr 16, 2018
Instrument	14911

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55877 Osprey Rd was $4,218, up 5.7% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,218.00 (+5.66%)	$250,730 (+3%)	$637,280 (+1.78%) Land $174,000 Building $463,280
2024	$3,992.00 (+2.23%)	$243,430 (+3%)	$626,110 (-2.37%) Land $174,000 Building $452,110
2023	$3,905.00	$236,340	$641,330 Land $174,000 Building $467,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55877 Osprey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55877 Osprey Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER WONDERLAND IMPROV DIST 2 private · serves 1,800 people · EPA ID OR4101181
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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