5588 Cornerstone Ct, Smithton, IL 62285 Property Records

St. Clair County property record for 5588 Cornerstone Ct, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,676 sqft · built 1999
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Apr 2016)
Tax Bill	$7,988 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2019 Line of Credit
APN	`17-04-0-303-010`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-303-010`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,676 sqft Living Area
Upper Floors Area	21 sqft
Basement Area	1,676 sqft
Finished Basement	218 sqft
Unfinished Basement	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Lot Area	24,829 sqft (0.57 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	15 sqft
Patio Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5588 CORNERSTONE CT
City	SMITHTON
State	IL
Zip	62285-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAS OF STONEGATE LOT/SEC-95 A02492854 A02867705
Legal Subdivision	THE VILLAS OF STONEGATE
Legal Block	303
Legal Lot Number	95
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	3
Census Block	3006
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5588 CORNERSTONE CT, SMITHTON, IL 62285-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Transfer on Death Deed, Transfer
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Oct 9, 1998 · Amount on Record
Deed Document Number	20162492854
Last Transfer Date	Nov 25, 2025
Transfer Doc	0002867705
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 2, 2025
Property Address	5588 CORNERSTONE CT, SMITHTON, IL 62285-3623
Document Number	0A02867705
Map Reference	MB 95 PG 63
Instrument Date	Nov 25, 2025
Instrument	A02867705
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5588 CORNERSTONE CT, SMITHTON, IL 62285-3623

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	5588 CORNERSTONE CT, SMITHTON, IL 62285-3623
Document Number	00A2621454
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5588 CORNERSTONE CT SMITHTON IL 622853623, SMITHTON, IL 62285-3623

Mortgage

Document Number	00A2621454
Date	Aug 5, 2019
Instrument	2621454

Lender

Name	ASSOCIATED BK
Type	Bank
Address	BELLEVILLE, IL 62221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,988.00 (+5.05%)	$105,481 (+6.59%) Land $20,361 Building $85,120	$316,443 (+6.59%) Land $61,083 Building $255,360
2024	$7,604.00 (+30.5%) Homeowner's exemption	$98,964 (+15.23%) Land $19,903 Building $79,061	$296,892 (+15.23%) Land $59,709 Building $237,183
2022		$85,887 Land $17,273 Building $68,614	$257,661 Land $51,819 Building $205,842
2019	$5,827.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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