5579 Cornerstone Ct, Smithton, IL 62285 Property Records

St. Clair County property record for 5579 Cornerstone Ct, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,046 sqft · built 1997
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Nov 2020)
Tax Bill	$7,086 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2020 Sale & Mortgage
APN	`17-04-0-303-007`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-303-007`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
Upper Floors Area	48 sqft
Basement Area	2,046 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	172 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5579 CORNERSTONE CT
City	SMITHTON
State	IL
Zip	62285-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAS OF STONEGATE LOT/SEC-98 A02675596
Legal Subdivision	THE VILLAS OF STONEGATE
Legal Block	303
Legal Lot Number	98
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	3
Census Block	3006
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5579 CORNERSTONE CT, SMITHTON, IL 62285-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Nov 13, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	20202675596
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	5579 CORNERSTONE CT, SMITHTON, IL 62285-3623
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	ACCENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02736771
Date	Feb 16, 2022
Instrument	A02736771

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 13, 2020
Property Address	5579 CORNERSTONE CT, SMITHTON, IL 62285-3623
Document Number	00A2675596
Instrument Date	Nov 10, 2020
Instrument	2675596
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5579 CORNERSTONE CT SMITHTON IL 622853623, SMITHTON, IL 62285-3623

Mortgage

Document Number	A2675597
Date	Nov 13, 2020
Instrument	2675597

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,086.00 (+36.51%)	$99,246 (+18.25%) Land $19,397 Building $79,849	$297,738 (+18.25%) Land $58,191 Building $239,547
2022		$83,930 Land $16,455 Building $67,475	$251,790 Land $49,365 Building $202,425
2019	$5,191.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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