5586 Pine St, Tower, MN 55790 Property Records

St. Louis County property record for 5586 Pine St, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	2,359 sqft Gross Area
Lot Size	44,870 sqft (1.03 acres)
Occupancy	Owner Occupied
Last Sale	$282,500 (2020)
Tax Bill	$5,776.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`080-0030-00140`
Alternative APN	`1089455`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	2,359 sqft Gross Area
1st Floor	2,175 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	44,870 sqft (1.03 acres)
Garage Area	864 sqft Garage
Deck Area	48 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1089455
Street Address	5586 PINE ST
City	TOWER
State	MN
Zip	55790-4412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 2 SERIAL #
Legal Subdivision	NORTHSTAR ADD CITY OF TOWER
Legal Block	2
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Minor Civil Division	TOWER
Census Blockgroup	2
Census Block	2031
Census Tract	15402

Owner

Source: St. Louis County records · APN 080-0030-00140

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5586 PINE ST, TOWER, MN 55790-4412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Deed Doc Number	20201379574
Record Refreshed	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2020
Property Address	5586 PINE ST, TOWER, MN 55790-4412
Document Number	00A1379574
Instrument Date	May 04, 2020
Instrument	A1379574
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$932.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5586 PINE ST TOWER MN 557904412, TOWER, MN 55790-4412

Mortgage

Document Number	A1379575
Date	May 12, 2020
Instrument	A1379575

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,776.00 (+12.46%) Homeowner's exemption
2025	$5,136.00 (+4.05%) Homeowner's exemption	$414,900 (+22.35%) Land $24,700 Building $390,200	$414,900 (+22.35%) Land $24,700 Building $390,200
2024	$4,936.00	$339,100 (+11.91%) Land $24,700 Building $314,400	$339,100 (+11.91%) Land $24,700 Building $314,400
2022		$303,000 Land $22,300 Building $280,700	$303,000 Land $22,300 Building $280,700

Flood & Wildfire

5586 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 57th percentile of exposed land nationally · 83rd in Minnesota
Wildfire Likelihood	Moderate — about 1 in 1,266 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.