5582 Pine St, Tower, MN 55790 Property Records

St. Louis County property record for 5582 Pine St, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,236 sqft · built 2003
Lot Size	1.45 acres (63,199 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2010)
Tax Bill	$4,238 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-0030-00150`

Property Details

APN / Parcel Number

Primary APN	`080-0030-00150`
Alternative APN	`1084366`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,236 sqft Gross Area
1st Floor Area	1,236 sqft
Basement Area	975 sqft
Finished Basement	975 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	63,199 sqft (1.45 acres)
Garage Area	1,566 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	20 sqft
Patio Area	160 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1084366
Street Address	5582 PINE ST
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 2 SERIAL #
Legal Subdivision	NORTHSTAR ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2031
Census Tract	15402

Owner

Source: St. Louis County records · APN 080-0030-00150

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9201 HIGHWAY 30 SE, CHATFIELD, MN 55923-3209
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2010 · Amount on Record
Deed Sale	Dec 27, 2010 · Amount on Record
Prior Sale	Dec 07, 2010 · Amount on Record
Deed Document Number	20101151664
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5582 PINE ST, TOWER, MN 55790
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9201 HIGHWAY 30 SE, CHATFIELD, MN 55923-3209

Mortgage

Document Number	0001425041
Date	Sep 20, 2021
Instrument	1425041

Lender

Name	F & M COMMUNITY BANK NA
Type	Bank
Address	PRESTON, MN 55965

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2024

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,238.00 (+9.45%)
2025	$3,872.00 (+9.56%)	$269,200 (+22.2%) Land $31,700 Building $237,500	$269,200 (+22.2%) Land $31,700 Building $237,500
2024	$3,534.00	$220,300 (+11.88%) Land $31,700 Building $188,600	$220,300 (+11.88%) Land $31,700 Building $188,600
2022		$196,900 Land $28,500 Building $168,400	$196,900 Land $28,500 Building $168,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 83% of Minnesota
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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