5585 Stepetz Rd 53, #53, Aurora, MN 55705 Property Records

St. Louis County property record for 5585 Stepetz Rd 53, #53, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 2001
Lot Size2.23 acres (97,139 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Nov 2009)
Tax Bill$3,334 (2026)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN570-0023-00523

Property Details

APN / Parcel Number

Primary APN570-0023-00523
Alternative APN
  • 909344

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,440 sqft Gross Area
1st Floor Area1,440 sqft
Basement Area715 sqft
Finished Basement715 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area97,139 sqft (2.23 acres)
Garage Area1,040 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area180 sqft
Storage Building192 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number909344
Street Address5585 STEPETZ ROAD 53, 53
CityAURORA
StateMN
Zip55705-8107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionN 624 FT OF S 1040 FT OF W 208 FT OFSW1/4 OF NE1/4, EX NLY 156 FT SERIAL #
Legal Range15W
Legal Township58N
Legal Section20
Legal SubdivisionWHITE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2090
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5585 STEPETZ ROAD 53, 53, AURORA, MN 55705-8107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2009 · Amount on Record
Deed SaleNov 24, 2009 · Amount on Record
Prior SaleMay 26, 2004 · Amount on Record
Deed Document Number20091123565
Prior Transfer DateOct 29, 2008
Prior Transfer Doc0001095246
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5585 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8107
Transaction TypeMortgage
Record UpdatedJan 26, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5585 STEPETZ ROAD 53, 53, AURORA, MN 55705-8107

Mortgage

Document Number0001481148
DateJan 8, 2024
Instrument1481148
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term191 Months
DueDec 1, 2039

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,334.00 (+33.25%) Homeowner's exemption
2025$2,502.00 (-13.06%) Homeowner's exemption$322,600 (+21.19%) Land $28,500 Building $294,100$322,600 (+21.19%) Land $28,500 Building $294,100
2024$2,878.00$266,200 (+6.91%) Land $25,500 Building $240,700$266,200 (+6.91%) Land $25,500 Building $240,700
2022$249,000 Land $21,600 Building $227,400$249,000 Land $21,600 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stepetz Rd 53

Nearby Streets

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