5582 Stepetz Rd 53, #53, Aurora, MN 55705 Property Records

St. Louis County property record for 5582 Stepetz Rd 53, #53, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,028 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$112,954 (Mar 2017)
Tax Bill	$2,446 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0023-00633`

Property Details

APN / Parcel Number

Primary APN	`570-0023-00633`
Alternative APN	`1029037`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,028 sqft Gross Area
1st Floor Area	1,028 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	936 sqft
Porch	Patio
Porch Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1029037
Street Address	5582 STEPETZ ROAD 53, 53
City	AURORA
State	MN
Zip	55705-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	PART OF NW 1/4 OF SE 1/4 BEG ON S LINE286.04 FT ELY OF SW COR THENCE N 1 DG 12MIN 54 SEC E 755.37 FT TO R/W OF COUNTYRD
Legal Range	15W
Legal Township	58N
Legal Section	20
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2105
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5582 STEPETZ ROAD 53, 53, AURORA, MN 55705-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	20171305181
Record Updated	Sep 20, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 3, 2017
Property Address	5582 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8106
Document Number	00A1305181
Instrument Date	Oct 13, 2016
Instrument	A1305181
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.57
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 4TH AVE N BIWABIK MN 557083004, BIWABIK, MN 55708-3004

Mortgage

Document Number	A1305182
Date	Mar 3, 2017
Instrument	A1305182

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,446.00 (+35.44%) Homeowner's exemption
2025	$1,806.00 (-16.16%) Homeowner's exemption	$256,400 (+20.72%) Land $36,800 Building $219,600	$256,400 (+20.72%) Land $36,800 Building $219,600
2024	$2,154.00	$212,400 (+6.04%) Land $32,600 Building $179,800	$212,400 (+6.04%) Land $32,600 Building $179,800
2022		$200,300 Land $27,100 Building $173,200	$200,300 Land $27,100 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stepetz Rd 53

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