5585 Castle Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 5585 Castle Rd, Concord, NC 28027

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,963 sqft · built 1973
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Feb 2023)
Tax Bill	$833 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03005A0016.000000`

Property Details

APN / Parcel Number

Primary APN	`03005A0016.000000`
Alternative APNs	`4683 58 5462` `118326` `161340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,711 sqft
Upper Floors Area	252 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Lot Width	45 ft Width
Garage Area	660 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Storage Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	161340
Street Address	5585 CASTLE RD
City	CONCORD
State	NC
Zip	28027-7625
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 88 CEDARBROOK ACRES
Legal Subdivision	CEDARBROOK ACRES
Legal Lot Number	88
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2021
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5585 CASTLE RD, CONCORD, NC 28027-7625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Sep 22, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	20232596
Deed Book / Page	16370 / 1
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	12685160
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 10, 2023
Property Address	5585 CASTLE RD, CONCORD, NC 28027-7625
Document Number	0000163701
Book / Page	16370 / 1
Map Reference	MB 396 PG 698
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4979 BENTRIDGE DR NW, CONCORD, NC 28027-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5585 AND 5579 CASTLE ROAD, CONCORD, NC 28027-7625

Mortgage

Document Number	0163700006
Date	Feb 10, 2023
Instrument	16370-0006

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5585 CASTLE RD, CONCORD, NC 28027-7625
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5585 CASTLE RD, CONCORD, NC 28027-7625

Mortgage

Document Number	15552192
Date	Oct 5, 2021
Book Page	15552/192

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 22, 2017
Property Address	5585 CASTLE RD, CONCORD, NC 28027-7625
Document Number	12685160
Book / Page	012685 / 000160
Instrument Date	Aug 24, 2017
Instrument	24578
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5585 CASTLE RD CONCORD NC 280277625, CONCORD, NC 28027-7625

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,420 (-) Land $71,700 Building $256,720
2025		$328,420 (+62.77%) Land $71,700 Building $256,720
2024			$328,420 (+62.77%) Land $71,700 Building $256,720
2023	$833.00	$201,770 Land $57,290 Building $144,480	$201,770 Land $57,290 Building $144,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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