5572 Castle Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 5572 Castle Rd, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 2019
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,500 (Oct 2019)
Tax Bill	$2,275 (2023)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2019 Sale & Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`03005A0057.000000`

Property Details

APN / Parcel Number

Primary APN	`03005A0057.000000`
Alternative APNs	`4683 57 4987` `133514`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	2,166 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	324 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	453 sqft
Driveway	Asphalt Driveway
Driveway Area	1,400 sqft
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	133514
Street Address	5572 CASTLE RD
City	CONCORD
State	NC
Zip	28027-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 86 CEDARBROOK
Legal Subdivision	CEDARBROOK ACRES
Legal Lot Number	86
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2021
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5572 CASTLE RD, CONCORD, NC 28027-7625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 15, 2019	Warranty Deed, Construction Loan · Construction Mortgage DOLLAR BANK FSB
May 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Book / Page	13783 / 274
Prior Transfer Date	Jun 15, 2017
Prior Transfer Doc	12544336
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5572 CASTLE RD, CONCORD, NC 28027-7625
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001580821
Date	Jan 26, 2022
Book Page	15808/21

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 15, 2019
Property Address	5572 CASTLE RD, CONCORD, NC 28027-7625
Document Number	0013783274
Book / Page	13783 / 0274
Instrument Date	Oct 8, 2019
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$139.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9507 GUILDBROOK RD, 9507, DAVIDSON, NC 28036-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14535 CORDIAL LN APT 217, 217, HUNTERSVILLE, NC 28078-3367

Mortgage

Document Number	0013783278
Date	Oct 15, 2019
Instrument	13783/278

Lender

Name	DOLLAR BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 3, 2019
Property Address	5572 CASTLE RD, CONCORD, NC 28027-7625
Document Number	13489332
Book / Page	013489 / 000332
Instrument Date	May 3, 2019
Instrument	10725
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9507 GUILDBROOK RD DAVIDSON NC 280369613, DAVIDSON, NC 28036-9613

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 21, 2017
Property Address	5572 CASTLE RD, CONCORD, NC 28027-7625
Document Number	12544336
Book / Page	012544 / 000336
Instrument Date	Jun 15, 2017
Instrument	15648
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1450 AZALEA AVE KANNAPOLIS NC 280815802, KANNAPOLIS, NC 28081-5802

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,220 (-) Land $80,690 Building $367,530
2025		$448,220 (+59.18%) Land $80,690 Building $367,530
2024			$448,220 (+59.18%) Land $80,690 Building $367,530
2023	$2,275.00	$281,580 Land $64,260 Building $217,320	$281,580 Land $64,260 Building $217,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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