5584 Clearview Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 5584 Clearview Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,941 sqft · built 2019
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Aug 2019)
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`564077`

Property Details

APN / Parcel Number

Primary APN	`564077`
Alternative APNs	`390230 061467 0000` `183745`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,941 sqft Living Area
1st Floor Area	1,149 sqft
2nd Floor Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	564077
Street Address	5584 CLEARVIEW DR
City	FERNDALE
State	WA
Zip	98248-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS6.5
Legal Description	DOUGLAS PLACE LONG PLAT DIV 3 LOT 4
Legal Range	02
Legal Township	39
Legal Section	30
Legal Subdivision	DOUGLAS PLACE LONG PLAT DIV 3
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2031
Census Tract	10503

Owner

5584 Clearview Dr is owned and occupied by an individual who acquired it in September 2019.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5584 CLEARVIEW DR, FERNDALE, WA 98248-5101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 27, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 18, 2019	Quit Claim Deed, Transfer CHICAGO TITLE BELLINGHAM
Aug 27, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Aug 27, 2019
Deed Document Number	2190803403
Last Transfer Date	Sep 18, 2019
Transfer Doc	2190902186
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5584 CLEARVIEW DR, FERNDALE, WA 98248-5101
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001004500
Date	Oct 28, 2021
Instrument	2021-1004500

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 27, 2019
Property Address	5584 CLEARVIEW DR, FERNDALE, WA 98248-5101
Document Number	2190803406
Instrument Date	Aug 26, 2019
Instrument	803406
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5584 CLEARVIEW DR FERNDALE WA 982485101, FERNDALE, WA 98248-5101

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 18, 2019
Property Address	5584 CLEARVIEW DR, FERNDALE, WA 98248-5101
Document Number	2190902186
Instrument Date	Aug 26, 2019
Instrument	902186
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5584 CLEARVIEW DR FERNDALE WA 982485101, FERNDALE, WA 98248-5101

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 27, 2019
Property Address	5584 CLEARVIEW DR, FERNDALE, WA 98248-5101
Document Number	2190803403
Instrument Date	Aug 14, 2019
Instrument	803403
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,659.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5584 CLEARVIEW DR FERNDALE WA 982485101, FERNDALE, WA 98248-5101

Mortgage

Document Number	2190803405
Date	Aug 27, 2019
Instrument	803405

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 26, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 5584 Clearview Dr was $4,457.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,457.00	$595,004 Land $194,000 Building $401,004	$595,004 Land $194,000 Building $401,004
2022		$540,198 Land $168,534 Building $371,664	$540,198 Land $168,534 Building $371,664
2021	$4,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5584 Clearview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5584 Clearview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon, Ziply Fiber.

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