Whatcom County property record for 5576 Clearview Dr, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,420 sqft · built 2019 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,000 (Jan 2020) |
| Tax Bill | $4,927 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 568063 |
| Primary APN | 568063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| 1st Floor Area | 1,399 sqft |
| 2nd Floor Area | 1,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,499 sqft (0.149 acres) |
| Garage Type | Built-in |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | 120 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 568063 |
|---|---|
| Street Address | 5576 CLEARVIEW DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS6.5 |
| Legal Description | DOUGLAS PLACE LONG PLAT DIV 3 LOT 2 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 30 |
| Legal Subdivision | DOUGLAS PLACE LONG PLAT DIV 3 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10503 |
5576 Clearview Dr is owned and occupied by two individuals who bought it in January 2020.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5576 CLEARVIEW DR, FERNDALE, WA 98248-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Jan 24, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on File |
| Deed Sale | Jan 24, 2020 · Amount on File |
| Prior Sale | Jan 10, 2019 · Amount on File |
| Deed Document Number | 2020-0102810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5576 CLEARVIEW DR, FERNDALE, WA 98248-5101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 20211003015 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-1003015 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 24, 2020 |
| Property Address | 5576 CLEARVIEW DR, FERNDALE, WA 98248-5101 |
| Document Number | 2200102810 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 102810 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,221.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5576 CLEARVIEW DR FERNDALE WA 982485101, FERNDALE, WA 98248-5101 |
| Document Number | 2200102811 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 102811 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
The 2025 property tax bill for 5576 Clearview Dr was $4,927, up 2.2% from the year before.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,927.00 (+2.18%) | $657,769 (+2.18%) Land $194,000 Building $463,769 | $657,769 (+2.18%) Land $194,000 Building $463,769 |
| 2024 | $4,822.00 | $643,713 Land $200,000 Building $443,713 | $643,713 Land $200,000 Building $443,713 |
| 2022 | $590,298 Land $168,534 Building $421,764 | $590,298 Land $168,534 Building $421,764 | |
| 2021 | $4,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5576 Clearview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5576 Clearview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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