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55831 Ruggle's Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 55831 Ruggle's Rd, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,296 sqft
Lot Size1.23 acres (53,579 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Jan 2017)
Tax Bill$817 (2025)
Deeds & MortgagesOct 2018 Mortgage
Jan 2017 Sale
Flood ZoneZone X (minimal risk)
APN007-034-012-40

Property Details

APN / Parcel Number

Primary APN007-034-012-40

Interior

Full Baths2 Baths
Building Area1,296 sqft Building Perimeter
1st Floor Area1,296 sqft

Exterior

Lot Area53,579 sqft (1.23 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address55831 RUGGLES RD
CityTHREE RIVERS
StateMI
Zip49093-8706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR NE 1/4 SE 1/4 SEC 34 T5S R12W TH S 1627.5 FT TO POB TH S 270 FT TH E 198 FT TH N 270 FT TH W 198 FT TO POB. (SPLIT
Legal Range12W
Legal Township05S
Legal Section34
JurisdictionST JOSEPH MI
Township / Civil DivisionFLOWERFIELD
Census Block Group1
Census Block1000
Census Tract41102

Owner

Source: St. Joseph County records · APN 007-034-012-40

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55831 RUGGLES RD, THREE RIVERS, MI 49093-8706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2018Deed of Trust, Mortgage · ARM
LAKE MICHIGAN CU
Jan 25, 2017Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2017 · Amount on Record
Deed SaleJan 25, 2017 · Amount on Record
Prior SaleSep 11, 2014 · Amount on Record
Deed Book / Page1856 / 125
Prior Transfer DateMar 28, 2000
Prior Transfer Doc0929000790
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address55831 RUGGLES RD, THREE RIVERS, MI 49093-8706
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1936/0780
DateOct 30, 2018
Book Page1936/0780
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.99%
Index1-Year LIBOR
Max Rate9.99%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJan 25, 2017
Property Address55831 RUGGLES RD, THREE RIVERS, MI 49093-8706
Document Number1856/0125
Book / Page1856 / 0125
Instrument DateJan 03, 2017
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$731.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2615 STEEPLECHASE DR, 2615, RESTON, VA 20191-2130

Transferred To (Grantee/Buyer)

NameVerified Name
Address55831 RUGGLES RD, THREE RIVERS, MI 49093-8706

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionFlowerfield Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$112,400$224,800
2025$817.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Midwest Energy CooperativeFiber1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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