5583 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5583 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,592 sqft · built 1989
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Mar 2006)
Tax Bill	$11,664 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-031-00-006-00`

Property Details

APN / Parcel Number

Primary APN	`21-031-00-006-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,592 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,216 sqft
Basement Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	225 ft deep x 67 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	136 sqft
Deck Area	96 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5583 LAKE RD E
City	GENEVA
State	OH
Zip	44041-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2--14 & 15
Legal Subdivision	GENEVA-ON-THE-LK
Legal Lot Number	14
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1003
Census Tract	801

Owner

Source: Ashtabula County assessment roll, APN 21-031-00-006-00, as of May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19025 DOUBLE EAGLE DR, CORNELIUS, NC 28031-5233
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2006 · Amount on Record
Deed Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	20064194
Deed Book / Page	368 / 1327
Last Transfer Date	Jun 05, 2013
Transfer Doc	0000006266
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5583 LAKE RD E, GENEVA, OH 44041-9786
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001857
Date	Feb 22, 2022
Book Page	764/561
Instrument	202200001857

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Ashtabula County assessment roll as of May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva-on-the-Lake Village
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,664.00 (+83.86%)	$139,800 (-) Land $51,210 Building $88,590	$399,400 (-) Land $146,300 Building $253,100
2023	$6,344.00 (+23.35%) Homeowner's exemption	$139,800 (+33.05%) Land $51,210 Building $88,590	$399,400 (+33.04%) Land $146,300 Building $253,100
2022	$5,143.00 Homeowner's exemption	$105,070 Land $39,410 Building $65,660
2020			$300,200 Land $112,600 Building $187,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), as of August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070008011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1988–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 70 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH0401712, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENEVA CITY PWS serves 5,924 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.