5557 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5557 Lake Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,806 sqft · built 1936
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on Record
Tax Bill$13,659 (2025)
Deeds & MortgagesFeb 2024 Transfer
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-031-00-011-00

Property Details

APN / Parcel Number

Primary APN21-031-00-011-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,806 sqft Living Area
Gross Area3,910 sqft
1st Floor Area520 sqft
Basement Area480 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 2016
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions355 ft deep x 88 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area324 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address5557 LAKE RD E
CityGENEVA
StateOH
Zip44041-9786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14 N E
Legal SubdivisionGENEVA SEC 02
Legal Lot Number14
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1003
Census Tract801

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5557 LAKE RD E, GENEVA, OH 44041-9786
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Intrafamily Transfer, Transfer
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
ANDOVER BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 9, 2006
Transfer Doc0000001694
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionASHTABULA OH
Recording DateFeb 15, 2024
Property Address5557 LAKE RD E, GENEVA, OH 44041-9786
Document Number0000001275
Book / Page813 / 458
Instrument DateFeb 5, 2024
Instrument2024-00001275
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5557 LAKE RD E, GENEVA, OH 44041-9786

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5557 LAKE RD E, GENEVA, OH 44041-9786
Document Number0000004357
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedSep 2, 2020
Title CompanyTITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LTD

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5557 LAKE RD E GENEVA OH 440419786, GENEVA, OH 44041-9786

Mortgage

Document Number0000004357
DateJun 10, 2020
Book Page000710/001579
Instrument4357
Lender
NameANDOVER BK
TypeBank
AddressGENEVA, OH 44041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 9, 2035

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva-on-the-Lake Village
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,659.00 (+95.49%)$163,700 (-) Land $71,470 Building $92,230$467,700 (-) Land $204,200 Building $263,500
2023$6,987.00 (+24.9%) Homeowner's exemption$163,700 (+32.75%) Land $71,470 Building $92,230$467,700 (+32.76%) Land $204,200 Building $263,500
2022$5,594.00 Homeowner's exemption$123,310 Land $54,990 Building $68,320
2020$352,300 Land $157,100 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1988–2001)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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