5582 Heritage Oak Dr, Lake Forest (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 5582 Heritage Oak Dr, Lake Forest, CA 92679

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,870 sqft · built 2019
Lot Size	0.146 acres (6,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,636,500 (Jan 2020)
Tax Bill	$18,731 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`606-522-67`

Property Details

APN / Parcel Number

Primary APN	`606-522-67`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,870 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,373 sqft (0.146 acres)
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5582 HERITAGE OAK DR
City	TRABUCO CANYON
State	CA
Zip	92679-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17300 BLK LOT 9
Legal Subdivision	TRACT NO 17300
Legal Tract	17300
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4008
Census Tract	52428

Owner

Source: Orange County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5582 HERITAGE OAK DR, TRABUCO CANYON, CA 92679-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 21, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	202025820
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jul 10, 2026
Property Address	5582 HERITAGE OAK DR, TRABUCO CANYON, CA 92679-1657
Document Number	0000197478
Instrument Date	Jul 3, 2026
Instrument	2026197478
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	MONARCH LAND TITLE INC, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5582 HERITAGE OAK DR, TRABUCO CANYON, CA 92679-1657

Mortgage

Document Number	0000197478,
Date	Jul 10, 2026
Instrument	2026197478

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 9, 2051

Interest

Rate	6.48%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5582 HERITAGE OAK DR, LAKE FOREST, CA 92679-1657
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5582 HERITAGE OAK DR, TRABUCO CANYON, CA 92679-1657

Mortgage

Document Number	0000093385
Date	Feb 10, 2021
Instrument	2021000093385

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 21, 2020
Property Address	5582 HERITAGE OAK DR, LAKE FOREST, CA 92679-1657
Document Number	0000025820
Map Reference	MB 981 PG 4-17
Instrument Date	Nov 18, 2019
Instrument	2020000025820
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5582 HERITAGE OAK DRIVE, LAKE FOREST, CA 92679-1657

Mortgage

Document Number	0000025821
Date	Jan 21, 2020
Instrument	2020000025821

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,731.00 (+4.98%)	$1,804,767 (+4.93%) Land $560,220 Building $1,244,547
2023	$17,843.00 (+1.81%)	$1,719,981 Land $538,466 Building $1,181,515
2022	$17,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Heritage Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures