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5580 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5580 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,760 sqft · built 2012
Lot Size0.127 acres (5,532 sqft)
OwnerCompany Name on File
Last Sale$325,000 (Dec 2021)
Tax Bill$5,396 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-26-30-0669-0001-3160

Property Details

APN / Parcel Number

Primary APN23-26-30-0669-0001-3160
Alternative APNs
  • 263023066900013160
  • 156114

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,760 sqft Living Area
Gross Area2,290 sqft
1st Floor Area1,760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.127 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5580 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-6850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 316
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES UNIT 3A
Legal Tract669
Legal Block3160
Legal Lot Number316
Legal Unit3A
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 23-26-30-0669-0001-3160

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
GERMAN AMERICAN CAPITAL CORPORATION
Jul 12, 2022Warranty Deed, Transfer
SELENE TITLE LLC
Dec 02, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2021 · Amount on Record
Deed SaleDec 02, 2021 · Amount on Record
Prior SaleSep 24, 2013 · Amount on Record
Deed Document Number2021186110
Deed Book / Page6099 / 1
Prior Transfer DateOct 05, 2012
Prior Transfer Doc0043310542
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5580 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6850
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062581275
DateJul 27, 2022
Book Page6258/1275
Instrument2022115143
Lender
NameGERMAN AMERICAN CAPITAL CORPORATION
TypeNon-Lending Institution
AddressNEW YORK, NY 10019
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 12, 2022
Property Address5580 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6850
Document Number0062501073
Book / Page6250 / 1073
Instrument DateJun 23, 2022
Instrument2022107985
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanySELENE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 02, 2021
Property Address5580 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6850
Document Number0060990001
Book / Page6099 / 1
Map ReferenceMB 20 PG 31-36
Instrument DateNov 29, 2021
Instrument2021186110
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5580 SILVER THISTLE LN, 5580, SAINT CLOUD, FL 34772-6850

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5580 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6850
Document Number0054632615
Instrument DateJan 11, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5580 SILVER THISTLE LN ST CLOUD FL 347726850, ST CLOUD, FL 34772-6850

Mortgage

Document Number0054632615
DateJan 16, 2019
Book Page005463/002615
Instrument6467
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,396.00 (+3.21%)$301,300 (+7.22%) Land $75,000 Building $226,300$301,300 (+7.22%) Land $75,000 Building $226,300
2024$5,228.00 (+3.24%)
2023$5,064.00 (+3.07%)$281,000 (+3.16%) Land $60,000 Building $221,000$281,000 (+3.16%) Land $60,000 Building $221,000
2022$4,913.00$272,400 Land $55,000 Building $217,400$272,400 Land $55,000 Building $217,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 376 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

May also be available at this address: Verizon, Spectrum, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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