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5570 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5570 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,199 sqft · built 2012
Lot Size0.126 acres (5,532 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Feb 2016)
Tax Bill$4 (2025)
Deeds & MortgagesMar 2020 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN156113

Property Details

APN / Parcel Number

Primary APN156113
Alternative APN
  • 232630066900013150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,199 sqft Heated Area
Gross Area2,823 sqft
1st Floor Area1,052 sqft
Upper Floors Area1,147 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.126 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFinished/Screened Porch
Porch Area224 sqft
Deck Area825 sqft
FenceFence
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number156113
Street Address5570 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-6850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 315
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract669
Legal Block1
Legal Lot Number315
Legal Unit3A
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 156113

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5570 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2020Deed of Trust, Mortgage · VA Mortgage
METROPOLITAN HOME MORTGAGE INC
Apr 19, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2016 · Amount on Record
Deed SaleFeb 08, 2016 · Amount on Record
Prior SaleJul 29, 2015 · Amount on Record
Deed Document Number2016017837
Deed Book / Page4910 / 0131
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5570 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6850
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056900977
DateMar 11, 2020
Book Page5690/977
Instrument2020035594
Lender
NameMETROPOLITAN HOME MORTGAGE INC
TypeMortgage Company
AddressSANTA ANA, CA 92799
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5570 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6850
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061960059
DateApr 19, 2022
Book Page6196/59
Instrument2022060862
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$234,971 (+19.24%)$348,100 (+14.96%) Land $75,000 Building $273,100
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$197,056 (+3%)$302,800 (+2.99%) Land $60,000 Building $242,800
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$191,317$294,000 Land $55,000 Building $239,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 376 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

May also be available at this address: Verizon, Spectrum, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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