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5580 John Lowery Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 5580 John Lowery Rd, Jay, FL 32565 · Last verified May 2026

Property Highlights

Property TypeVacant Land > Commercial
Lot Size327,136 sqft (7.51 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2025)
Tax Bill$588.00 (2025)

Owner

Source: Santa Rosa County records · APN 12-5N-30-0000-00503-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5580 JOHN LOWERY RD, JAY, FL 32565-1640
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 16, 2024Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Mar 19, 2025Warranty Deed, Transfer
CLEAR TITLE
Jan 12, 2023Warranty Deed, Transfer · Line of Credit
UNITED BANK
Jan 12, 2023Warranty Deed, Transfer
ATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS
Jun 07, 2019Warranty Deed, Transfer · Conventional Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleJan 12, 2023 · Amount on Record
Deed Doc Number202511681
Deed Book / Page4596 / 984
Prior Transfer DateNov 08, 2006
Prior Transfer Doc0026720434
Record RefreshedJun 08, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5580 JOHN LOWERY RD, JAY, FL 32565-1640
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1363 ROBINSON RIDGE RD, LITTLETON, WV 26581-7900

Mortgage

Document Number0045030001
DateMay 16, 2024
Book Page4503/1
Instrument202421744
Lender
NameUNITED BANK
TypeBank
AddressJAY, FL 32565
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 19, 2025
Property Address5580 JOHN LOWERY RD, JAY, FL 32565-1640
Document Number0045960984
Book / Page4596 / 984
Instrument DateMar 14, 2025
Instrument202511681
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
Tax$1,190.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5991 SE 120TH AVE, MORRISTON, FL 32668-3629

Transferred To (Grantee/Buyer)

NameVerified Name
Address5580 JOHN LOWERY RD, JAY, FL 32565-1640

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 12, 2023
Property Address5580 JOHN LOWERY RD, JAY, FL 32565-1640
Document Number0043590487
Book / Page4359 / 487
Instrument DateJan 10, 2023
Instrument202301593
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$364.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7345 INTERNATIONAL PL STE 106, 106, LAKEWOOD RANCH, FL 34240-8468

Transferred To (Grantee/Buyer)

NameVerified Name
Address1363 ROBINSON RIDGE RD, SUNFLOWER, AL 36581
InvestorPossibly a Property Investor

Mortgage

Document Number0004359490
DateJan 12, 2023
Instrument4359/490
Lender
NameUNITED BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 12, 2023
Property Address5580 JOHN LOWERY RD, JAY, FL 32565-1640
Document Number0043590465
Book / Page4359 / 465
Instrument DateJan 10, 2023
Instrument202301584
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4790 DAWSON NOWLING LN, JAY, FL 32565-9210

Transferred To (Grantee/Buyer)

NameVerified Name
Address7345 INTERNATIONAL PL STE 106, 106, LAKEWOOD RANCH, FL 34240-8468
InvestorPossibly a Property Investor

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 07, 2019
Property AddressJOHN LOWERY RD, JAY, FL 32565
Document Number0038370481
Book / Page003837 / 000481
Instrument DateJun 06, 2019
Instrument23941
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2644 SETTLERS WAY GULF BREEZE FL 325633028, GULF BREEZE, FL 32563-3028

Mortgage

Document Number38370484
DateJun 07, 2019
Book Page003837/000484
Instrument23942
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressMARIANNA, FL 32447-7000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 06, 2039

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$588.00 (+19.51%)$50,060 (+19.03%) Land $45,060 Building $5,000$50,060 (+19.03%) Land $45,060 Building $5,000
2024$492.00 (+26.8%)$42,056 (+16.67%) Land $42,056$42,056 (+16.67%) Land $42,056
2023$388.00 (+10.23%)$36,048 (+13.21%) Land $36,048$36,048 (+13.21%) Land $36,048
2022$352.00$31,842$31,842 Land $31,842

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 441 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN12-5N-30-0000-00503-0000
Alternative APN
  • N305120000005030000

Exterior

Lot Area327,136 sqft (7.51 acres)
Depth X Width495 ft x 661 ft Depth x Width

Location & Zoning

Street Address5580 JOHN LOWERY RD
CityJAY
StateFL
Zip32565-1640
Property UsageCommercial Property Usage
TypeVacant Land > Commercial
Legal Description*DESCRIPTION UPDATE FOR 2025* COM AT SW CORNER OF SECTION 12 TOWNSHP 5 NORTH RANGE 30 WEST THN N0*0W ALONG W SECTION LN 1980 FT TO NW CORNER OF PARCEL IN OR 138 PG 110 THN S89*5036 E 1321.67 FT TO POB & CONTIN 660.84 FT THN S0*0E 495 FT THN N89*5036W
Legal Range30W
Legal Township5N
Legal Section12
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1009
Census Tract10200

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