5346 John Lowery Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 5346 John Lowery Rd, Jay, FL 32565 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2001
Square Footage	2,192 sqft Living Area
Lot Size	53,579 sqft (1.23 acres)
Occupancy	Owner Occupied
Last Sale	$65,818 (2022)
Tax Bill	$1,209.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`40-5N-30-0000-00413-0000`
Alternative APN	`N305400000004130000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,192 sqft Living Area
Gross Area	2,581 sqft Gross Area
1st Floor	2,192 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	53,579 sqft (1.23 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	384 sqft Shed
Patio Area	120 sqft Patio
Porch Area	281 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	5346 JOHN LOWERY RD
City	JAY
State	FL
Zip	32565-1648
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COMM AT SE SEC COR OF SECTION 40 TOWNSHIP 5 NORTH RANGE 30 WEST TH N 895813 W 823 FT TH N000109W 210.06 FT TO POB TH S 895613E 70 FT TH N000109W 190 FT TO POB TH N663858W 411.39 FT TO E RD R/W TH N 260259E ALONG R/W 119 FT TH S 74*3237E 337.58
Legal Range	30W
Legal Township	5N
Legal Section	40
Jurisdiction	SANTA ROSA FL
Minor Civil Division	JAY
Census Blockgroup	1
Census Block	1009
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 40-5N-30-0000-00413-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5346 JOHN LOWERY RD, JAY, FL 32565-1648
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2022 · Amount on Record
Deed Sale	Sep 02, 2022 · Amount on Record
Prior Sale	Aug 30, 2001 · Amount on Record
Deed Doc Number	202251350
Deed Book / Page	4323 / 223
Prior Transfer Date	Aug 29, 2022
Prior Transfer Doc	0043230223
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 02, 2022
Property Address	5346 JOHN LOWERY RD, JAY, FL 32565-1648
Document Number	0043230223
Book / Page	4323 / 223
Instrument Date	Aug 29, 2022
Instrument	202251350
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$461.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5386 JOHN LOWERY RD, 5386, JAY, FL 32565-1648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5386 JOHN LOWERY RD, JAY, FL 32565-1648

Mortgage

Document Number	0004323225
Date	Sep 02, 2022
Instrument	4323/225

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,710 (+2.9%)	$198,297 (+2.52%) Land $9,840 Building $188,457
2024	$1,209.00 (+2.37%) Homeowner's exemption	$134,801 (+3%)	$193,420 (+1.74%) Land $8,610 Building $184,810
2023	$1,181.00 (+2.79%) Homeowner's exemption	$130,875 (+3%)	$190,107 (+1.76%) Land $7,380 Building $182,727
2022	$1,149.00 Homeowner's exemption	$127,063	$186,822 Land $6,519 Building $180,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 407 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.