558 W Laurel St, Willard, OH 44890 Property Records

Huron County property record for 558 W Laurel St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,195 sqft · built 1953
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Jun 2023)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-0260-01-118-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-01-118-0000`
Alternative APN	`484804`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft
Upper Floors Area	1,195 sqft
Attic	Attic
Attic Area	1,195 sqft
Basement Area	1,195 sqft
Finished Basement	896 sqft
Unfinished Basement	299 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Terrain	High
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	165 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	484804
Street Address	558 W LAUREL ST
City	WILLARD
State	OH
Zip	44890-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1306
Legal Subdivision	CITY OF WILLARD
Legal Lot Number	1306
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3028
Census Tract	916200

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	558 W LAUREL ST, WILLARD, OH 44890-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 1, 2019	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	20233149
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jun 28, 2023
Property Address	558 W LAUREL ST, WILLARD, OH 44890-1036
Document Number	0000003149
Instrument Date	Jun 28, 2023
Instrument	202306280003149
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	558 W LAUREL ST, WILLARD, OH 44890-1036

Mortgage

Document Number	0000003150
Date	Jun 28, 2023
Instrument	202306280003150

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Mar 1, 2019
Property Address	558 W LAUREL ST, WILLARD, OH 44890-1036
Document Number	0000001025
Instrument Date	Feb 27, 2019
Instrument	201903010001025
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 W LAUREL ST, WILLARD, OH 44890-1036

Mortgage

Document Number	0000001026
Date	Mar 1, 2019
Instrument	201903010001026

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00 (-8.46%)	$42,330 (-) Land $4,270 Building $38,060	$120,930 (-) Land $12,190 Building $108,740
2024	$1,123.00 (+19.34%)	$42,330 (+23.48%) Land $4,270 Building $38,060	$120,930 (+23.47%) Land $12,190 Building $108,740
2023	$941.00 (+47.49%)	$34,280 (-) Land $3,710 Building $30,570
2022	$638.00	$34,280 Land $3,710 Building $30,570
2021			$97,940 Land $10,600 Building $87,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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