554 W Laurel St, Willard, OH 44890 Property Records

Huron County property record for 554 W Laurel St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 545 sqft
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$44,700 (Aug 2025)
Tax Bill	$576 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-0260-01-119-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-01-119-0000`
Alternative APN	`484811`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	545 sqft Living Area
1st Floor Area	545 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	484811
Street Address	554 W LAUREL ST
City	WILLARD
State	OH
Zip	44890-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1376
Legal Subdivision	CITY OF WILLARD
Legal Lot Number	1376
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3028
Census Tract	916200

Owner

554 W Laurel St is owned and occupied by an individual who bought it in August 2025.

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	558 W LAUREL ST, WILLARD, OH 44890-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 2, 2018	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	20254270
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	554 W LAUREL ST, WILLARD, OH 44890-1036
Document Number	0000004663
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 W LAUREL ST WILLARD OH 448901036, WILLARD, OH 44890-1036

Mortgage

Document Number	0000004663
Date	Jul 30, 2020
Instrument	4663

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	554 W LAUREL ST, WILLARD, OH 44890-1036
Document Number	0000006154
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 W LAUREL ST WILLARD OH 448901036, WILLARD, OH 44890-1036

Mortgage

Document Number	0000006154
Date	Oct 10, 2018
Instrument	6154

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 554 W Laurel St was $576 with a homeowner's exemption, up 0.5% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00 (+0.52%)	$16,590 (-) Land $3,620 Building $12,970	$47,410 (-) Land $10,350 Building $37,060
2024	$573.00 (-13.7%)	$16,590 (-6.38%) Land $3,620 Building $12,970	$47,410 Land $10,350 Building $37,060
2023	$664.00 (-1.34%)	$17,720 (-) Land $3,150 Building $14,570
2022	$673.00	$17,720 Land $3,150 Building $14,570
2021			$50,640 Land $9,000 Building $41,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 554 W Laurel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 W Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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