Bedford County property record for 185 Valley Rd, Schellsburg, PA 15559
| Property Type | Single Family Home |
|---|---|
| Details | 2,458 sqft · built 1990 |
| Lot Size | 4.87 acres (212,399 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,170 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C.08-0.00-044-B |
| Primary APN | C.08-0.00-044-B |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,458 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 212,399 sqft (4.87 acres) |
| Garage Type | Attached |
| Shed | 1 Shed |
| Street Address | 185 VALLEY RD |
|---|---|
| City | SCHELLSBURG |
| State | PA |
| Zip | 15559-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 960900 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 VALLEY RD, SCHELLSBURG, PA 15559-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1998 |
| Deed Sale | Nov 1, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 185 VALLEY RD, SCHELLSBURG, PA 15559-8507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/4658 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 2019/4658 |
| Instrument | 2019-004658 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SCHELLSBURG, PA 15559 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,170.00 (+20.1%) | $257,700 (-) Land $34,700 Building $223,000 | $257,700 (-) Land $34,700 Building $223,000 |
| 2025 | $257,700 (-) Land $34,700 Building $223,000 | ||
| 2023 | $3,472.00 Additional exemption filed | $257,700 Land $34,700 Building $223,000 | |
| 2012 | $257,700 Land $34,700 Building $223,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1993–2010) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Dec 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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