558 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 558 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,740 sqft · built 2016
Lot Size	0.075 acres (3,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Oct 2024)
Tax Bill	$21,247 (2025)
Deeds & Mortgages	Jul 2022 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00036-0000-00020-0000-C0558`

Property Details

APN / Parcel Number

Primary APN	`13-00036-0000-00020-0000-C0558`

Interior

Building Area	2,740 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Location & Zoning

Street Address	558 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X130
Legal Subdivision	556-558 UNDERCLIFF AVE
Legal Block	36
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	558 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Intrafamily Transfer, Transfer
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP
May 31, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	202459137
Deed Book / Page	5335 / 881
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jul 29, 2022
Property Address	558 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310
Document Number	0047570800
Book / Page	4757 / 800
Instrument Date	Jun 20, 2022
Instrument	2022075566
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 UNDERCLIFF AVE, 558, EDGEWATER, NJ 07020-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	558 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	558 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039420413
Date	Feb 3, 2021
Book Page	3942/413
Instrument	21-014874

Lender

Name	ALLY CAPITAL CORP
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 31, 2017
Property Address	558 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310
Document Number	0026241475
Book / Page	02624 / 1475
Map Reference	MB 2590 PG 1870
Instrument Date	May 15, 2017
Instrument	17-041772
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$9,459.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 CRESCENT CT, 3, FORT LEE, NJ 07024-6357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 UNDERCLIFF AVE # B, B, EDGEWATER, NJ 07020-1310

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,378,300 (+6.71%) Land $365,500 Building $1,012,800	$1,378,300 (+6.71%) Land $365,500 Building $1,012,800
2025	$21,247.00 (+6.17%)	$1,291,600 (+5.82%) Land $347,300 Building $944,300	$1,291,600 (+5.82%) Land $347,300 Building $944,300
2024	$20,012.00 (+5.2%)
2023		$1,220,600 Land $317,500 Building $903,100	$1,220,600 Land $317,500 Building $903,100
2022	$19,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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