Powell County property record for 558 Frames Branch Rd, Clay City, KY 40312
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,000 (Jul 2022) |
| Tax Bill | $1,212 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-00-00-017.03 |
| Primary APN | 016-00-00-017.03 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Driveway | Gravel Driveway |
| Sewer | Connected |
|---|
| Account Number | 106409 |
|---|---|
| Street Address | 558 FRAMES BRANCH RD |
| City | CLAY CITY |
| State | KY |
| Zip | 40312-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | POWELL KY |
| Township / Civil Division | CLAY CITY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970202 |
Source: Powell County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 558 FRAMES BRANCH RD, CLAY CITY, KY 40312-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2018 | Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jul 10, 2018 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | Jul 8, 2022 · Amount on File |
| Deed Document Number | 2022283830 |
| Deed Book / Page | 210 / 641 |
| Prior Transfer Date | Jun 28, 2022 |
| Prior Transfer Doc | 000210/649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 558 FRAMES BRANCH RD, CLAY CITY, KY 40312-9664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | MTG266/658 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | MTG 266/658 |
| Instrument | 166931 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | Jul 10, 2018 |
| Property Address | 558 FRAMES BRANCH RD, CLAY CITY, KY 40312-9664 |
| Document Number | DEED196/069 |
| Book / Page | DEED 196 / 069 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 166929 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 558 FRAMES BRANCH RD, 558, CLAY CITY, KY 40312-9664 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 558 FRAMES BRANCH RD, CLAY CITY, KY 40312-9664 |
| Document Number | 0000166930 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 166930 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Powell County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Powell County |
| Unified School District | Powell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,212.00 (-1.7%) | $135,000 (-) | $135,000 (-) |
| 2023 | $1,233.00 | $135,000 | $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POWELL VALLEY WATER DISTRICT serves 7,128 people · EPA ID KY0990357 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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