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540 Frames Branch Rd, Clay City, KY 40312 Property Records

Powell County property record for 540 Frames Branch Rd, Clay City, KY 40312

Property Summary

Property TypeMobile Home
Details3 bd · 1 ba · 896 sqft · built 1987
Lot Size35 acres (1,524,600 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Feb 2026)
Tax Bill$50 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN016-00-00-17A.00

Property Details

APN / Parcel Number

Primary APN016-00-00-17A.00
Alternative APNs
  • 25649407
  • 106682

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area896 sqft Living Area
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleMobile/Manufactured
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,524,600 sqft (35 acres)
DrivewayGravel Driveway

Exterior Amenities

PorchSlab
Porch Area380 sqft
Patio Area380 sqft
Total Buildings5 Buildings

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number106682
Street Address540 FRAMES BRANCH RD
CityCLAY CITY
StateKY
Zip40312-9664
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description35 ACRES
Legal Block64
Legal Lot Number14
JurisdictionPOWELL KY
Township / Civil DivisionCLAY CITY
Census Block Group2
Census Block2039
Census Tract970202

Owner

Source: Powell County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1540 WOODY WARE RD, CLAY CITY, KY 40312-8905
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Construction Mortgage
BANCORP
Nov 19, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2026 · Amount on Record
Deed SaleFeb 10, 2026 · Amount on Record
Prior SaleJul 8, 2022 · Amount on Record
Deed Document Number2026274535
Deed Book / Page223 / 283
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWELL KY
Recording DateJun 24, 2026
Property Address540 FRAMES BRANCH RD, CLAY CITY, KY 40312-9664
Document Number0000301391
Book / Page349 / 648
Instrument DateJun 1, 2026
Instrument2026301391
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 FRAMES BRANCH RD, CLAY CITY, KY 40312-9664

Mortgage

Document Number0000301391,
DateJun 24, 2026
Book Page349/648
Instrument2026301391
Lender
NameBANCORP
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate6.3%
Max Rate-1%

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionPOWELL KY
Recording DateNov 19, 2018
Property Address540 FRAMES BRANCH RD, CLAY CITY, KY 40312-9664
Document NumberDEED197/373
Book / PageDEED 197 / 373
Instrument DateNov 19, 2018
Instrument168001
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address540 FRAMES BRANCH RD, 540, CLAY CITY, KY 40312-9664

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
AddressPO BOX 252, CLAY CITY, KY 40312-0252
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyPowell County
Unified School DistrictPowell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50.00 (-34.21%) Additional exemption filed$54,600 (-)$54,600 (-)
2023$76.00 Homeowner's exemption$54,600$54,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOWELL VALLEY WATER DISTRICT
serves 7,128 people · EPA ID KY0990357
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

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