558 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 558 E School St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,179 sqft · built 1949
Lot Size0.192 acres (8,364 sqft)
OwnerIndividual Name on File
Last Sale$127,000 (Jun 2018)
Tax Bill$3,324 (2026)
Deeds & MortgagesNov 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-136-0110

Property Details

APN / Parcel Number

Primary APN17-136-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,179 sqft Living Area
Basement Area453 sqft
Finished Basement453 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,364 sqft (0.192 acres)
Garage TypeMixed
Garage Area228 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address558 E SCHOOL ST
CityOWATONNA
StateMN
Zip55060-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF HIGHLAND PARK - CHAMBERS BLK 1 LOT 10 & 1/2 OF VACATED ALLEY RE-PLAT OF HIGHLAND PARK ADDN
Legal SubdivisionREPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block1
Legal Lot Number10-1
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2031
Census Tract960200

Owner

Source: Steele County records · APN 17-136-0110

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address558 E SCHOOL ST, OWATONNA, MN 55060-3028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC
Jun 20, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2018 · Amount on Record
Deed SaleJun 20, 2018 · Amount on Record
Prior SaleJul 22, 2008 · Amount on Record
Deed Document Number2018418838
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address558 E SCHOOL ST, OWATONNA, MN 55060-3028
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000432810
DateNov 24, 2020
InstrumentA000432810
Lender
NameSPRING EQ LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateJun 20, 2018
Property Address558 E SCHOOL ST, OWATONNA, MN 55060-3028
Document NumberA000418838
Map ReferenceDB 170 PG 596
Instrument DateJun 19, 2018
InstrumentA000418838
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$419.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address558 E SCHOOL ST, OWATONNA, MN 55060-3028

Mortgage

Document NumberA000418839
DateJun 20, 2018
InstrumentA000418839
Lender
NameAMERICAN MTG & EQUITY CONSULT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,324.00 (+15.18%)
2025$240,600 (+17.6%) Land $36,900 Building $203,700$240,600 (+17.6%) Land $36,900 Building $203,700
2023$2,886.00 Homeowner's exemption$204,600 Land $26,100 Building $178,500$204,600 Land $26,100 Building $178,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 11, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130
Midcontinent Communications
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Minnesota WiFi.

Based on FCC filings for 363 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOwatonna
serves 26,430 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E School St

Nearby Streets

Search Property Records by Address or Parcel Number