547 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 547 E School St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,067 sqft · built 1983
Lot Size	0.322 acres (14,026 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jun 2021)
Tax Bill	$5,028 (2026)
Deeds & Mortgages	Apr 2024 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-374-0101`

Property Details

APN / Parcel Number

Primary APN	`17-374-0101`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,067 sqft Living Area
Basement Area	1,057 sqft
Finished Basement	1,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,026 sqft (0.322 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	547 E SCHOOL ST
City	OWATONNA
State	MN
Zip	55060-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPITZACK BLOCK 1 LOT 1 SPITZACK ADDITION
Legal Section	TW
Legal Subdivision	SPITZACK
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1004
Census Tract	960700

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Intrafamily Transfer, Transfer
Jun 17, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jul 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Oct 13, 2008 · Amount on Record
Deed Document Number	2021436835
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	0000362313
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEELE MN
Recording Date	Apr 30, 2024
Property Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027
Document Number	A000452170
Instrument Date	Apr 29, 2024
Instrument	A000452170
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jun 17, 2021
Property Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027
Document Number	A000436835
Instrument Date	Jun 17, 2021
Instrument	A000436835
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027

Mortgage

Document Number	A000436836
Date	Jun 17, 2021
Instrument	A000436836

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jul 27, 2020
Property Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027
Document Number	A000430432
Instrument Date	Jul 20, 2020
Instrument	A000430432
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 E SCHOOL ST, OWATONNA, MN 55060-3027

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,028.00 (+9.02%) Homeowner's exemption	$353,000 (+1.82%) Land $46,600 Building $306,400	$353,000 (+1.82%) Land $46,600 Building $306,400
2025		$346,700 (+12.67%) Land $49,100 Building $297,600	$346,700 (+12.67%) Land $49,100 Building $297,600
2023	$4,612.00 Homeowner's exemption	$307,700 Land $38,400 Building $269,300	$307,700 Land $38,400 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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