San Diego County property record for 558 Durham St, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,220 sqft · built 1959 |
| Lot Size | 0.223 acres (9,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,000 (Jan 1994) |
| Tax Bill | $4,395 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 511-050-02-00 |
| Primary APN | 511-050-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,700 sqft (0.223 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 558 DURHAM ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 2 TR 003773 |
| Legal Subdivision | THATCHER SUB |
| Legal Tract | 003773 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 16403 |
558 Durham St is owned and occupied by two individuals who bought it in January 1994.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 558 DURHAM ST, EL CAJON, CA 92019-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Apr 29, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 1994 · Amount on File |
| Deed Sale | Jan 19, 1994 · Amount on File |
| Prior Sale | Feb 8, 1991 · Amount on File |
| Deed Document Number | 199440619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 558 DURHAM ST, EL CAJON, CA 92019-1019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 558 DURHAM ST, EL CAJON, CA 92019-1019 |
| Document Number | 0000388577 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022-0388577 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 4, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 558 DURHAM ST, EL CAJON, CA 92019-1019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 558 DURHAM ST, EL CAJON, CA 92019-1019 |
| Document Number | 0000330823 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0330823 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 558 Durham St was $4,395 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $332,515 (+2%) Land $88,644 Building $243,871 | |
| 2025 | $4,395.00 Homeowner's exemption | $325,996 Land $86,906 Building $239,090 |
| 2023 | $4,414.00 (+3.23%) Homeowner's exemption | $313,338 Land $83,532 Building $229,806 |
| 2022 | $4,276.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 558 Durham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 558 Durham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon, Wyyerd Connect.
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