549 Durham St, El Cajon, CA 92019 Property Records

San Diego County property record for 549 Durham St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1958
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Dec 2022)
Tax Bill	$8,126 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`511-061-01-00`

Property Details

APN / Parcel Number

Primary APN	`511-061-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	549 DURHAM ST
City	EL CAJON
State	CA
Zip	92019-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 80 TR 003646
Legal Subdivision	BELAIR ESTATES
Legal Tract	003646
Legal Block	2
Legal Lot Number	80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16403

Owner

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST COMPANY
Apr 30, 2026	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Dec 5, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Dec 5, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Dec 5, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2023	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Jul 8, 2005 · Amount on File
Deed Document Number	2022457157
Prior Transfer Date	Feb 2, 1994
Prior Transfer Doc	0000311160
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2026
Property Address	549 DURHAM ST, EL CAJON, CA 92019-1020
Document Number	0000239949
Instrument Date	Aug 13, 2026
Instrument	2026239949
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000239949,
Date	Aug 17, 2026
Instrument	2026239949

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2026
Property Address	549 DURHAM ST, EL CAJON, CA 92019-1020
Document Number	0000123489
Instrument Date	Apr 29, 2026
Instrument	2026123489
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2026
Property Address	549 DURHAM ST, EL CAJON, CA 92019-1020
Document Number	0000123490
Instrument Date	Apr 29, 2026
Instrument	2026123490
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000123491,
Date	Apr 30, 2026
Instrument	2026123491

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2022
Property Address	549 DURHAM ST, EL CAJON, CA 92019-1020
Document Number	0000457156
Map Reference	MAP 3646
Instrument Date	Dec 2, 2022
Instrument	2022-0457156
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2022
Property Address	549 DURHAM ST, EL CAJON, CA 92019-1020
Document Number	0000457154
Map Reference	MAP 3646
Instrument Date	Nov 10, 2022
Instrument	2022-0457154
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2617 RAIN DR, BAKERSFIELD, CA 93313-2211

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2022
Property Address	549 DURHAM ST, EL CAJON, CA 92019-1020
Document Number	0000457157
Map Reference	MAP 3646
Instrument Date	Nov 10, 2022
Instrument	2022-0457157
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000457158
Date	Dec 5, 2022
Instrument	2022-0457158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2023
Property Address	549 DURHAM ST, EL CAJON, CA 92019-1020
Document Number	0000129889
Map Reference	MAP 3646
Instrument Date	May 8, 2022
Instrument	2023-0129889
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,724 (+2%) Land $424,483 Building $212,241
2025	$8,126.00 (+0.15%)	$624,240 (+6.13%) Land $416,160 Building $208,080
2024	$8,114.00 (+9.78%)
2023	$7,391.00 (-1.02%)	$588,194 Land $297,643 Building $290,551
2022	$7,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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