Charles County property record for 5578 Ludlow Pl, White Plains, MD 20695
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,862 sqft · built 2025 |
| Lot Size | 0.037 acres (1,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,990 (Apr 2026) |
| Tax Bill | $5,102 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-362805 |
| Primary APN | 06-362805 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 494 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Townhouse |
| Roof Material | Composition Shingle |
| Lot Area | 1,612 sqft (0.037 acres) |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 362805 |
|---|---|
| Street Address | 5578 LUDLOW PL |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-0025 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT H2 PAR H = .0371 HIGHLANDS NBHD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Lot Number | H2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1024 |
5578 Ludlow Pl, a townhouse, is owned and occupied by an individual who bought it in April 2026.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5578 LUDLOW PL, WHITE PLAINS, MD 20695-0025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer · FHA Mortgage LENNAR MORTGAGE LLC |
| Apr 24, 2026 | Deed, Transfer LENNAR TITLE |
| Oct 20, 2025 | Deed, Transfer CALATLANTIC NAT'L TITLE SOLUTIONS, CALATLANTIC NATL TTL SLN LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Deed Book / Page | 14045 / 245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 24, 2026 |
| Property Address | 5578 LUDLOW PL, WHITE PLAINS, MD 20695-0025 |
| Document Number | 1404000245 |
| Book / Page | 14045 / 245 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | LENNAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375,709.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5578 LUDLOW PL, WHITE PLAINS, MD 20695-0025 |
| Investor | Possibly a Property Investor |
| Document Number | 1404000259, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 14045/259 |
| Name | LENNAR MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 24, 2026 |
| Property Address | 5578 LUDLOW PL, WHITE PLAINS, MD 20695-0025 |
| Document Number | 1404000239 |
| Book / Page | 14045 / 239 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | LENNAR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 20, 2025 |
| Property Address | 5578 LUDLOW PL, WHITE PLAINS, MD 20695-0025 |
| Document Number | 0138340048 |
| Book / Page | 13834 / 48 |
| Map Reference | MB 63 PG 7-14 |
| Instrument Date | Oct 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Title Company | CALATLANTIC NAT'L TITLE SOLUTIONS, CALATLANTIC NATL TTL SLN LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $14,256.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7035 ALBERT EINSTEIN DR STE 200, 200, COLUMBIA, MD 21046-3375 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5578 Ludlow Pl was $5,102.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,500 (-) Land $95,000 Building $265,500 | $360,500 (-) Land $95,000 Building $265,500 | |
| 2025 | $5,102.00 | $360,500 Land $95,000 Building $265,500 | $360,500 Land $95,000 Building $265,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5578 Ludlow Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5578 Ludlow Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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