5575 Oak Bluff Rd, Rochester, MI 48306 Property Records

Oakland County property record for 5575 Oak Bluff Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,894 sqft · built 1978
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,400 (Jul 2018)
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-33-251-016`

Property Details

APN / Parcel Number

Primary APN	`N-10-33-251-016`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,894 sqft Living Area
1st Floor Area	1,937 sqft
Basement Area	1,525 sqft
Unfinished Basement	1,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2014
Architectural Style	Tudor
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Lot Area	53,143 sqft (1.22 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	235 sqft
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5575 OAK BLUFF RD
City	ROCHESTER
State	MI
Zip	48306-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 33 PART OF NE 1/4 BEG AT PT DIST S 81-13-47 E 403 FT & N 08-57-30 W 181.66 FT & N 62-09-16 E 313.82 FT & N 31-24-31 W 117.96 FT FROM CEN OF SEC, TH N 70-26-09 E 190 FT, TH N 21-28-44 E 247.20 FT, TH S 72-38-21 W 352.58 FT, TH S 19-33-5
Legal Range	11E
Legal Township	04N
Legal Section	33
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1000
Census Tract	190800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5575 OAK BLUFF RD, ROCHESTER, MI 48306-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 27, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 1, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 26, 2018	Warranty Deed, Transfer · VA Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	2018123975
Deed Book / Page	52034 / 175
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5575 OAK BLUFF RD, ROCHESTER, MI 48306-2452
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5575 OAK BLUFF RD, ROCHESTER, MI 48306-2452

Mortgage

Document Number	0000081581
Date	Mar 31, 2021
Book Page	55978/762
Instrument	81581

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5575 OAK BLUFF RD, ROCHESTER, MI 48306-2452
Document Number	0000067369
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5575 OAK BLUFF RD ROCHESTER MI 483062452, ROCHESTER, MI 48306-2452

Mortgage

Document Number	0000067369
Date	Apr 8, 2020
Book Page	054048/000250
Instrument	67369

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5575 OAK BLUFF RD, ROCHESTER, MI 48306-2452
Document Number	0000070567
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5575 OAK BLUFF RD ROCHESTER MI 483062452, ROCHESTER, MI 48306-2452

Mortgage

Document Number	0000070567
Date	May 7, 2019
Book Page	052801/000626
Instrument	70567

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 26, 2018
Property Address	5575 OAK BLUFF RD, ROCHESTER, MI 48306-2452
Document Number	0000123975
Book / Page	52034 / 00175
Map Reference	LB 6638 PG 563
Instrument Date	Jul 25, 2018
Instrument	123975
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,863.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5575 OAK BLUFF RD, 5575, ROCHESTER, MI 48306-2452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10705 TALBOT AVE, HUNTINGTON WOODS, MI 48070-1138

Mortgage

Document Number	0000123976
Date	Jul 26, 2018
Instrument	123976

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,129.00 (-33.01%) Homeowner's exemption	$280,610 (+9.6%)	$561,220 (+9.6%)
2024	$6,164.00 (+15.52%)
2023		$256,020	$512,040
2021	$5,336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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