55742 Resort Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 55742 Resort Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	7,389 sqft · built 2002
Lot Size	24.1 acres (1,050,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,300 (May 2000)
Tax Bill	$13,873 (2025)
Deeds & Mortgages	May 2020 Line of Credit Oct 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`013-034-011-00`

Property Details

APN / Parcel Number

Primary APN	`013-034-011-00`

Interior

Building Area	7,389 sqft Building Perimeter

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	1,050,232 sqft (24.1 acres)
Lot Dimensions	500 ft deep x 193 ft wide

Location & Zoning

Street Address	55742 RESORT RD
City	THREE RIVERS
State	MI
Zip	49093-9058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W FRL 1/2 OF SW FRL 1/4 SEC 34 T5S R11W. EXC 8 A IN NW COR LYG N OF OUTLET OF LAKE TO PORTAGE CREEK & EXC COM SE COR W FRL 1/
Legal Range	11W
Legal Township	05S
Legal Section	34
Legal Subdivision	SEEKELL FARM
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	4
Census Block	4011
Census Tract	40900

Owner

Source: St. Joseph County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
May 25, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2000 · Amount on Record
Deed Sale	May 24, 2000 · Amount on Record
Deed Book / Page	937 / 601
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058

Mortgage

Document Number	2020001383
Date	May 8, 2020
Instrument	2020001383

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058

Mortgage

Document Number	2022009009
Date	Oct 19, 2022
Instrument	2022009009

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1932/0383
Date	Sep 25, 2018
Book Page	1932/0383

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1889/0339
Date	Oct 16, 2017
Book Page	1889/0339

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004123
Date	Aug 5, 2020
Instrument	2020004123

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55742 RESORT RD, THREE RIVERS, MI 49093-9058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1871/0534
Date	May 25, 2017
Book Page	1871/0534

Lender

Name	HORIZON BANK NA
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,515,800 Land $206,700 Building $1,309,100	$3,031,600 Land $413,400 Building $2,618,200
2025	$13,873.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	815.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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