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5574 Peach Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 5574 Peach Dr, Milton, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,475 sqft · built 2018
Lot Size0.199 acres (8,668 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Feb 2022)
Tax Bill$2,686 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-1N-29-5878-00G00-0150

Property Details

APN / Parcel Number

Primary APN26-1N-29-5878-00G00-0150
Alternative APN
  • N29126587800G000150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,475 sqft Living Area
Gross Area2,051 sqft
1st Floor Area1,475 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area8,668 sqft (0.199 acres)
Lot Dimensions140 ft deep x 62 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area116 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5574 PEACH DR
CityMILTON
StateFL
Zip32571-2774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWOODLANDS PHASE ONE LOT 15 BLK G & AS DES IN OR 4243 PG 1678
Legal Range29W
Legal Township1N
Legal Section26
Legal SubdivisionWOODLANDS (ALL)
Legal BlockG
Legal Lot Number15
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group4
Census Block4002
Census Tract10704

Owner

5574 Peach Dr is owned and occupied by an individual who bought it in February 2022.

Source: Santa Rosa County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address5574 PEACH DR, MILTON, FL 32571-2774
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE TRUST INC
Mar 2, 2018Warranty Deed, Transfer · VA Mortgage
CERTAINTY HOME LOANS LLC
Nov 30, 2017Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2022 · Amount on File
Deed SaleFeb 9, 2022 · Amount on File
Prior SaleMar 2, 2018 · Amount on File
Deed Document Number20227701
Deed Book / Page4243 / 1678
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5574 PEACH DR, PACE, FL 32571-2774
Transaction TypeMortgage
Record UpdatedAug 3, 2023
Title CompanyGENESIS LAND & TITLE CO, GENESIS LAND AND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 KELLEY CIR, LOWELL, MA 01854-1938

Mortgage

Document Number0042431679
DateFeb 9, 2022
Book Page4243/1679
Instrument202207702
Lender
NameMORTGAGE TRUST INC
TypeMortgage Company
AddressPENSACOLA, FL 32502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 2, 2018
Property Address5574 PEACH DR, PACE, FL 32571-2774
Document Number0037061061
Book / Page3706 / 1061
Map ReferenceMB12 PG10
Instrument DateFeb 20, 2018
Instrument201808204
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGUARANTEE TITLE OF NORTHWEST

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,193.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4229 HIGHWAY 90, 4229, PACE, FL 32571-2011

Transferred To (Grantee/Buyer)

NameVerified Name
Address5574 PEACH DR, PACE, FL 32571-2774

Mortgage

Document Number0201808205
DateMar 2, 2018
Instrument201808205
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2048

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateNov 30, 2017
Property Address5574 PEACH DR, PACE, FL 32571-2774
Document Number0036821647
Book / Page003682 / 001647
Instrument DateNov 28, 2017
Instrument49428
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number36821647
DateNov 30, 2017
Book Page003682/001647
Instrument49428
Lender
NameCENTENNIAL BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5574 Peach Dr was $2,686, down 3.8% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,686.00 (-3.8%)$218,656 (-4.2%) Land $35,000 Building $183,656$218,656 (-4.2%) Land $35,000 Building $183,656
2024$2,792.00 (-4.25%)$228,242 (+2.47%) Land $35,000 Building $193,242$228,242 (+2.47%) Land $35,000 Building $193,242
2023$2,916.00 (+18.34%)$222,746 (+13.07%) Land $34,000 Building $188,746$222,746 (+13.07%) Land $34,000 Building $188,746
2022$2,464.00$196,999$196,999 Land $30,000 Building $166,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5574 Peach Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5574 Peach Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		2,000 / 1,000

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