Santa Rosa County property record for 5451 Peach Dr, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,633 sqft · built 2022 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,900 (Apr 2026) |
| Tax Bill | $2,845 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-1N-29-5878-00F00-0140 |
| Primary APN | 26-1N-29-5878-00F00-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,633 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,633 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 387 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5451 PEACH DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WOODLANDS PHASE 2-B LOT 14 BLK F & AS DES IN OR 4332 PG 448 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 26 |
| Legal Subdivision | WOODLANDS (ALL) |
| Legal Block | F |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10704 |
5451 Peach Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Santa Rosa County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5451 PEACH DR, MILTON, FL 32571-2773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Apr 9, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Apr 9, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Oct 4, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Oct 4, 2022 · Amount on File |
| Deed Document Number | 202617749 |
| Deed Book / Page | 4730 / 860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 5451 PEACH DR, MILTON, FL 32571-2773 |
| Document Number | 0047300860 |
| Book / Page | 4730 / 860 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202617749 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | CURE TITLE, PURE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208,494.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5451 PEACH DR, MILTON, FL 32571-2773 |
| Document Number | 0000017750, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202617750 |
| Name | MORTGAGE FIRM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000017751, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 4730/880 |
| Instrument | 202617751 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 5451 PEACH DR, MILTON, FL 32571-2773 |
| Document Number | 0000017749 |
| Book / Page | 4730 / 860 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026.17749 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | CURE TITLE, PURE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208,494.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5451 PEACH DR, MILTON, FL 32571-2773 |
| Document Number | 0000017750, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026..17750 |
| Name | MORTGAGE FIRM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000017751, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 4730/880 |
| Instrument | 2026.17751 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 5451 PEACH DR, MILTON, FL 32571-2773 |
| Document Number | 0000017749 |
| Book / Page | 4730 / 860 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202617749 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | PURE TITLE LLC, PURE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208,494.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5451 PEACH DR, MILTON, FL 32571-2773 |
| Document Number | 0000017750, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202617750 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0047300880, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 4730/880 |
| Instrument | 202617751 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 4, 2022 |
| Property Address | 5451 PEACH DR, PACE, FL 32571-2773 |
| Document Number | 0043320448 |
| Book / Page | 4332 / 448 |
| Map Reference | MB 13 PG 76-78 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 202256654 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 5451 PEACH DR, PACE, FL 32571-2773 |
| Document Number | 0004332450 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 4332/450 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 5451 Peach Dr was $2,845, down 3.6% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,845.00 (-3.59%) | $229,539 (-4.01%) Land $35,000 Building $194,539 | $229,539 (-4.01%) Land $35,000 Building $194,539 |
| 2024 | $2,951.00 (-2.38%) | $239,138 (+3.56%) Land $35,000 Building $204,138 | $239,138 (+3.56%) Land $35,000 Building $204,138 |
| 2023 | $3,023.00 (+781.34%) | $230,911 (+669.7%) Land $34,000 Building $196,911 | $230,911 (+669.7%) Land $34,000 Building $196,911 |
| 2022 | $343.00 | $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5451 Peach Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5451 Peach Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
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