557 Theodore Vail St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 557 Theodore Vail St E, Lehigh Acres, FL 33974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 2007
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on Record
Last Sale$100,220 (Sep 2008)
Tax Bill$1,368 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Dec 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-45-27-01-00003.0160

Property Details

APN / Parcel Number

Primary APN16-45-27-01-00003.0160
Alternative APNs
  • 16-45-27-L1-01003.0160
  • 271645L1010030160
  • 10417484

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area2,125 sqft
1st Floor Area1,408 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,193 sqft (0.234 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area276 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10417484
Street Address557 THEODORE VAIL ST E
CityLEHIGH ACRES
StateFL
Zip33974-9805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 1 BLK 3 PB 27 PG 164 LOT 16
Legal Range27E
Legal Township45S
Legal Section16
Legal SubdivisionLEHIGH ACRES
Legal Tract01
Legal Block3
Legal Lot Number16
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2018
Census Tract40315

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address557 THEODORE VAIL ST E, LEHIGH ACRES, FL 33974-9805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LEE COUNTY
Dec 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LEE COUNTY
Jan 8, 2020Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Oct 1, 2017Loan Modification, Mortgage · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2008 · Amount on Record
Deed SaleSep 5, 2008 · Amount on Record
Prior SaleMay 14, 2008 · Amount on Record
Deed Document Number2008235952
Prior Transfer DateSep 14, 2005
Prior Transfer Doc0000028400
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address557 THEODORE VAIL ST E, LEHIGH ACRES, FL 33974-9805
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 THEODORE VAIL ST E, LEHIGH ACRES, FL 33974-9805

Mortgage

Document Number0000246303
DateSep 12, 2025
Instrument2025000246303
Lender
NameLEE COUNTY
TypeGovernment Agency
AddressFORT MYERS, FL 33902
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueSep 10, 2030

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address557 THEODORE VAIL ST E, LEHIGH ACRES, FL 33974-9805
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000398025
DateDec 20, 2023
Instrument2023000398025
Lender
NameLEE COUNTY
TypeGovernment Agency
AddressFORT MYERS, FL 33901
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueDec 14, 2028

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address557 THEODORE VAIL ST E, LEHIGH ACRES, FL 33974-9805
Document Number0000024858
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address557 THEODORE VAIL ST E LEHIGH ACRES FL 339749805, LEHIGH ACRES, FL 33974-9805

Mortgage

Document Number0000024858
DateJan 28, 2020
Instrument24858
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address557 THEODORE VAIL ST E, LEHIGH ACRES, FL 33974-9805
Document Number0000022594
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address557 THEODORE VAIL ST E LEHIGH ACRES FL 339749805, LEHIGH ACRES, FL 33974-9805

Mortgage

Document Number0000022594
DateJan 27, 2020
Instrument22594
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address557 THEODORE VAIL ST E, LEHIGH ACRES, FL 33974-9805
Document Number0000222108
Instrument DateOct 1, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address557 THEODORE VAIL ST E LEHIGH ACRES FL 339749805, LEHIGH ACRES, FL 33974-9805

Mortgage

Document Number0000222108
DateOct 24, 2017
Instrument222108
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,395 (+2.7%)$225,204 (+18.73%) Land $23,548 Building $201,656
2025$1,368.00 (+16.23%) Homeowner's exemption$80,229 (+5.99%)$189,680 (-23.76%) Land $18,217 Building $171,463
2023$1,177.00 (+293.65%) Homeowner's exemption$75,697 (+3%)$248,785 (+30.6%) Land $12,240 Building $236,545
2022$299.00 Homeowner's exemption$73,492$190,499 Land $8,160 Building $182,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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