557 Terrapin Ter, Joppa, MD 21085 Property Records

Harford County property record for 557 Terrapin Ter, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,664 sqft · built 2000
Lot Size	0.078 acres (3,387 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Feb 2018)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-308459`

Property Details

APN / Parcel Number

Primary APN	`01-308459`
Alternative APNs	`1308459` `308459`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Total Area
Basement Area	660 sqft
Finished Basement	660 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,387 sqft (0.078 acres)
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	308459
Street Address	557 TERRAPIN TER
City	JOPPA
State	MD
Zip	21085-5412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LT 37 3387 SF 557 TERRAPIN TERRACE JOPPA WOODS PT 95/43
Legal Subdivision	JOPPA WOODS PT 92 26
Legal Lot Number	37
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301401

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 TERRAPIN TER, JOPPA, MD 21085-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU
Sep 18, 2017	Grant Deed, Transfer PLATINUM PROPS HOLDING LLC
Mar 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Book / Page	12721 / 380
Record Updated	Sep 20, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 26, 2018
Property Address	557 TERRAPIN TER, JOPPA, MD 21085-5412
Document Number	0127210380
Book / Page	012721 / 000380
Instrument Date	Feb 21, 2018
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	557 TERRAPIN TER JOPPA MD 210855412, JOPPA, MD 21085-5412

Mortgage

Document Number	127210386
Date	Feb 26, 2018
Book Page	012721/000386

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 18, 2017
Property Address	557 TERRAPIN TER, JOPPA, MD 21085-5412
Document Number	0125150142
Book / Page	012515 / 000142
Instrument Date	Aug 21, 2017
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	MASTERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5004 TARAN HILL RD #B1 PERRY HALL MD 21128, B1, PERRY HALL, MD 21128

Mortgage

Document Number	125150147
Date	Sep 18, 2017
Book Page	012515/000147

Lender

Name	PLATINUM PROPS HOLDING LLC
Address	2 E ROLLING XRDS # 251, CATONSVILLE, MD 21228-6200

Agreement

Amount	Amount Recorded

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 31, 2017
Property Address	557 TERRAPIN TER, JOPPA, MD 21085-5412
Document Number	0122840201
Book / Page	012284 / 000201
Instrument Date	Jan 5, 2017
Transaction Type	Foreclosure
Record Updated	Apr 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,400 (+28.55%) Land $55,500 Building $252,900	$308,400 (+28.55%) Land $55,500 Building $252,900
2025	$2,863.00 (+19.14%)
2023		$239,900 Land $55,500 Building $184,400	$239,900 Land $55,500 Building $184,400
2022	$2,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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