547 Terrapin Ter, Joppa, MD 21085 Property Records

Harford County property record for 547 Terrapin Ter, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,664 sqft · built 2000
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2011)
Tax Bill	$2,397 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-308408`

Property Details

APN / Parcel Number

Primary APN	`01-308408`
Alternative APNs	`1308408` `308408`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	308408
Street Address	547 TERRAPIN TER
City	JOPPA
State	MD
Zip	21085-5412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LT 32 2400 SF 547 TERRAPIN TERRACE JOPPA WOODS PT 95/43
Legal Subdivision	JOPPA WOODS PT 92 26
Legal Lot Number	32
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301401

Owner

Source: Harford County records · APN 01-308408

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	547 TERRAPIN TER, JOPPA, MD 21085-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2011 · Amount on Record
Deed Sale	Aug 24, 2011 · Amount on Record
Prior Sale	Jul 21, 2010 · Amount on Record
Deed Book / Page	9296 / 458
Prior Transfer Date	Jun 15, 2010
Prior Transfer Doc	0092960455
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,500 (+27.22%) Land $55,000 Building $210,500	$265,500 (+27.22%) Land $55,000 Building $210,500
2025	$2,397.00 (+9.6%) Homeowner's exemption
2023		$208,700 Land $55,000 Building $153,700	$208,700 Land $55,000 Building $153,700
2022	$2,187.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 73 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.